Pnb Saral Jeevan vs Zindagi Protect Term Insurance Plan 2026 | PolicyX
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PNB MetLife Saral Jeevan Bima is an affordable term insurance plan providing financial protection to families through a guaranteed monthly income in the policyholder's absence. It offers flexible premium payment options and policy terms from 5 to 40 years
PLAN DETAILS

Pnb Saral Jeevan

Zindagi Protect
Premium Including GST
Key Features
(Key features of the plan)
  • Avail Family Protection
  • High Sum Assured
  • Flexible Premium Payment
  • 6% Discount on Premiums
  • Child Future Protect Benefit
  • Premium Break Benefit
Plan Maturity age Maximum Maturity Age: 70 years Maximum Maturity Age - 100 years
Plan Sum Assured Basic Sum Assured: ₹50K to no limit. Base sum assured: Rs 50 lakhs to 1 crore
Plan Entry Age Minimum Age: 18 years; Maximum Age: 65 years Minimum Age: 18 years, Maximum Age: 65 years
Plan Payment modes Annual, Semi-Annual, and Monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan Policy loan is not available under PNB Metlife Saral Jeevan Bima. Policy loan is not available under the Zindagi Protect Plan.
Plan Sample Premium Rs 602-/ per month Rs 568-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term: 5 years; Maximum term: 40 years Minimum term - 5 years Maximum term - 100 years
Claim Settlement Ratio (2024-25) 99.57% 99.29%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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