Lifestyle Secure Plan vs Icici Term Insurance Icici Life Protect Smart Her

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Bajaj Lifestyle Secure is a term insurance plan that combines life cover with protection against critical and terminal illnesses. It offers financial security for the family in case of death and provides a lump sum during serious health conditions, featur

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Premium Including GST
Key Features (Key features of the plan)	Level Cover Term Terminal Illness Cover Flexible-Premium Payment Term	15% Lifetime Premium Discount Term Insurance for Women Pregnancy Break Benefit
Plan Maturity age	Maximum Maturity Age - 60 years	Max-Maturity age- Whole life option
Plan Sum Assured	Base Sum Assured: ₹3 lakh to ₹15 lakh	₹50,00,000
Plan Entry Age	Minimum Age: 18 years, Maximum Age: 50 years	18 years
Plan Payment modes	Annual, half-yearly, quarterly & monthly	Yearly, Half-yearly, Monthly Single (one-time)
Plan Policy loan	The policy loan is not available under Bajaj Lifestyle Secure Plan	The policy loan is not available under HDFC Life iProtect Smart Her
Plan Sample Premium	Rs 728/- per month	-
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum term: 5 years, Maximum term: 20 years	5 years- (85-entry age)
Claim Settlement Ratio (2024-25)	99.66%	99.34%

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