Smart Term Pro Plan vs Icici Term Insurance Icici Life Protect Smart Her Term Insurance Plan 2026 | PolicyX
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HDFC Life Smart Term Pro is a versatile term insurance plan designed for comprehensive life coverage and financial security. It offers a return of total premiums paid on maturity, alongside enhanced protection through optional riders for accidental death
PLAN DETAILS

Smart Term Pro Plan

Icici Term Insurance Icici Life Protect Smart Her
Premium Including GST
Key Features
(Key features of the plan)
  • Enhanced Protection Through Riders
  • Return of Premium
  • Surrender and Maturity Benefit
  • 15% Lifetime Premium Discount
  • Term Insurance for Women
  • Pregnancy Break Benefit
Plan Maturity age Maximum Maturity Age - 80 years Max-Maturity age- Whole life option
Plan Sum Assured Basic Sum Assured Rs. 50,000 ₹50,00,000
Plan Entry Age Minimum Age - 18 years Maximum Age - 60 years 18 years
Plan Payment modes Annual, half-yearly, & monthly Yearly, Half-yearly, Monthly Single (one-time)
Plan Policy loan The policy loan is not available under HDFC Life Smart Term Pro Plan. The policy loan is not available under HDFC Life iProtect Smart Her
Plan Sample Premium Rs 645-/ per month -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 15 years Maximum term - 40 years 5 years- (85-entry age)
Claim Settlement Ratio (2024-25) 99.68% 99.34%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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