Etouch Online Term Plan vs Icici Term Insurance Icici Life Protect Smart Her Term Insurance Plan 2026 | PolicyX
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The Bajaj Life e-Touch Term Plan is a pure term insurance product available in three variants: Life Shield, Life Shield Plus, and Life Shield ROP. It offers high sum assured options, accidental death benefits, and health management services, covering deat
PLAN DETAILS

Etouch Online Term Plan

Icici Term Insurance Icici Life Protect Smart Her
Premium Including GST
Key Features
(Key features of the plan)
  • High SI Available
  • Accidental Death Benefit
  • Health Management Services
  • 15% Lifetime Premium Discount
  • Term Insurance for Women
  • Pregnancy Break Benefit
Plan Maturity age Maximum Maturity Age - 99 years Max-Maturity age- Whole life option
Plan Sum Assured Base Sum Assured: ₹50 lakhs to no limit. ₹50,00,000
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years 18 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, Half-yearly, Monthly Single (one-time)
Plan Policy loan Policy loans are not available under the Smart Total Elite Protection Plan. The policy loan is not available under HDFC Life iProtect Smart Her
Plan Sample Premium Rs 614/- per month -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 85 - Entry Age 5 years- (85-entry age)
Claim Settlement Ratio (2024-25) 99.66% 99.34%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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