Instaprotect Plan vs Icici Term Insurance Icici Life Protect Smart Her

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Tata AIA InstaProtect is a comprehensive term plan offering all-round protection for families against death, disability, and a wide range of diseases, including 40 critical illnesses, cancer, and cardiac ailments. It provides a very high sum insured with

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Premium Including GST
Key Features (Key features of the plan)	All-round protection Loaded with features Very high Sum Insured	15% Lifetime Premium Discount Term Insurance for Women Pregnancy Break Benefit
Plan Maturity age	Maximum Maturity Age - 75 years	Max-Maturity age- Whole life option
Plan Sum Assured	Base sum assured: 25/50/70 lakhs	₹50,00,000
Plan Entry Age	Minimum Age - 18 years. Maximum Age - 45 years.	18 years
Plan Payment modes	Annual, half-yearly, quarterly & monthly	Yearly, Half-yearly, Monthly Single (one-time)
Plan Policy loan	The policy loan is not available under Tata AIA InstaProtect Plan	The policy loan is not available under HDFC Life iProtect Smart Her
Plan Sample Premium	-	-
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum term - 5 years. Maximum term - 50 years.	5 years- (85-entry age)
Claim Settlement Ratio (2024-25)	99.45%	99.34%
Recommended Videos	Tata AIA Term Insurance Plans	-

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