Pnb Saral Jeevan vs Icici Term Insurance Icici Life Protect Smart Her

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PNB MetLife Saral Jeevan Bima is an affordable term insurance plan providing financial protection to families through a guaranteed monthly income in the policyholder's absence. It offers flexible premium payment options and policy terms from 5 to 40 years

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Premium Including GST
Key Features (Key features of the plan)	Avail Family Protection High Sum Assured Flexible Premium Payment	15% Lifetime Premium Discount Term Insurance for Women Pregnancy Break Benefit
Plan Maturity age	Maximum Maturity Age: 70 years	Max-Maturity age- Whole life option
Plan Sum Assured	Basic Sum Assured: ₹50K to no limit.	₹50,00,000
Plan Entry Age	Minimum Age: 18 years; Maximum Age: 65 years	18 years
Plan Payment modes	Annual, Semi-Annual, and Monthly	Yearly, Half-yearly, Monthly Single (one-time)
Plan Policy loan	Policy loan is not available under PNB Metlife Saral Jeevan Bima.	The policy loan is not available under HDFC Life iProtect Smart Her
Plan Sample Premium	Rs 602-/ per month	-
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum term: 5 years; Maximum term: 40 years	5 years- (85-entry age)
Claim Settlement Ratio (2024-25)	99.57%	99.34%
Recommended Videos	PNB Metlife Term Insurance Plans	-

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