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Bajaj Investment Plans
Bajaj Investment Plans help you build a corpus over time to fulfill your future financial goals.
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Branch offices and claim service centres across India for easy policy servicing.
Bajaj Life Insurance is a leading life insurance company offering diverse solutions, including life, term, child, retirement, and investment plans.
Bajaj Investment Plans help you grow your investments and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones.
Bajaj Investment Plans address your investment needs by offering:
Good Solvency Ratio:
Bajaj Life Insurance maintains a Solvency Ratio of 5.2 (IRDAI annual report 2023-24).
High Claim Support:
As per the IRDAI annual report 2023-24, Bajaj Life Insurance has a claim settlement ratio of 99.23%.
Annual Premiums:
The annual premium of Bajaj Life Insurance is ₹1,21,338 Cr (IRDAI annual report 2023-24).
Pan-India Presence:
Bajaj Life operates with over 544 branch offices across India.
Bajaj Allianz Investment Plans offer numerous benefits, including:
Bajaj Investment Plans help you create a corpus over time to fulfill your financial goals.
Bajaj Investment Plans offer you the option to choose the payout as a lump sum or regular income.
Bajaj Investment Insurance plans offer various coverage options, allowing you to select a plan that meets your needs.
Bajaj Investment Plans allow you to choose fund options that suit your risk appetite.
Tax Benefits can be availed for premium payments of Bajaj Investment plans under the Income Tax Act, 1961.
Every plan currently being sold by Bajaj Investment Plans, shown side-by-side so you can shortlist quickly.
Bajaj Life Income Assure Plan by Bajaj Life Insurance is a participating savings plan offering guaranteed regular monthly income and assured life cove...
Bajaj POS Goal Suraksha Plan by Bajaj Life Insurance is a combination of a life insurance plan and a savings plan. It provides death benefits to your ...
Bajaj Life Guaranteed Income Goal by Bajaj Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of saving and insura...
Bajaj Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and savings. Ra...
Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the...
Side-by-side across the 3 most-bought Bajaj Investment Plans plans on PolicyX.
| Feature | Income Assure | POS Goal Suraksha | Guaranteed Income Goal |
|---|---|---|---|
| Plan type | Investment Plan | Investment Plan | Investment Plan |
| Sum assured | No limit | Minimum- Rs 30,000 Maximum- Rs 25 lakhs | No limit |
| Entry age | Minimum Age - 0 years Maximum Age - 50 years | Minimum Age - 0 years Maximum Age - 55 years | Minimum Age - 6 years, Maximum Age - 60 years |
| Top benefits | Guaranteed Monthly Income · Choice of Payout Options | Guaranteed Additions · Limited Payment Term | Guaranteed returns · Choice of two variants |
For policy purchase and claim submission. Have these ready before you start.
Photo ID Proof:
Passport, Aadhaar card, PAN card, or Driving license.
Age Proof:
Passport, Aadhaar card, PAN card, or Driving license.
Address Proof:
Utility bill, passport, voter ID, or ration card.
Medical Records:
If requested by the insurer.
Income Proof:
Bank statement or last three months' salary slips (for salaried individuals).
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
The standard inclusions and exclusions across Bajaj Investment Plans plans. Specific plans may add benefits — always check the policy wording before purchase.
In conclusion, Bajaj Life Insurance offers a range of flexible, customer-centric investment plans tailored to meet various financial needs and life goals. With its strong digital presence, best claim settlement record, and diverse product portfolio, Bajaj Life stands out as a trusted partner for securing one’s financial future. For more information on Bajaj Life Investment Plans, contact PolicyX.com. Our experts are available 24/7 to assist you with personalized solutions.
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 2 most-asked questions about Bajaj Investment Plans, answered.
Aggregate ratings from 63 verified PolicyX customers who bought a Bajaj Investment Plans plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Pick any two insurers to see a detailed side-by-side comparison.
Compare Bajaj Investment Plans life plans with other top insurers in India.
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