Edelweiss Tokio Investment Plans: Compare & Buy | PolicyX
Edelweiss Tokio Investment Plans logo Edelweiss Tokio Investment Plans ★ 4.4/5

Edelweiss Tokio Investment Plans

Edelweiss Tokio Investment Plans allow policyholders to generate returns on their investments while providing a life ...Read More

Minimum Age - 91 day
Claim settlement ratio
Rs 2 lakh to No limit
Annual Premium
6
Active plans
100 years
Solvency ratio
🛡️ IRDAI Approved
4.4/5 · 64 reviews
Minimum Age - 91 day claim settlement ratio
📊 100 years solvency ratio
🌐 Annual, half-yearly, pan-India

What you get with Edelweiss Tokio Investment Plans

The headline features and policy mechanics, at a glance.

Annual Premium Rs 2 lakh to No limit

Affordable premium options starting from entry-level to comprehensive whole-life protection.

Minimum Age - 91 day claim settlement ratio

Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.

100 years solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

6 active life plans

Choose from level cover, increasing cover, and return-of-premium variants.

Annual, half-yearly, pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

Edelweiss Tokio Investment Plans: Overview

Edelweiss Life Insurance, a joint venture between Edelweiss (an Indian financial services company) and Tokio Marine (a Japanese life insurance company), was established in 2011. It provides a range of insurance solutions, including term plans, child plans, education plans, and retirement plans.

Edelweiss Tokio Investment Plans are designed to help policyholders build a corpus by investing a certain amount every year, along with providing a life cover for financial protection. These plans typically offer a fixed maturity benefit at the end of the policy term.

Edelweiss Tokio Investment Plans cater to your investment needs by offering:

  • Wealth Builder
  • Life Coverage
  • Flexible Plan Options
  • Systematic Savings

Features of Edelweiss Tokio Life Insurance

Good Solvency Ratio:

Edelweiss Life Insurance has a Solvency Ratio of 2.1 as per the IRDAI annual report 2023-24.

High Claim Support:

As per the IRDAI annual report of 2023-24, the claim support of Edelweiss Life Insurance is 99.02%.

Annual Premiums:

As per the IRDAI annual report of 2023-24, the annual premium of Edelweiss Life Insurance is Rs. 1690.47 Cr.

Pan-India Presence:

Edelweiss Life has a pan-India presence with over 107 branch offices across India.

Benefits of Edelweiss Life Investment Plans

Edelweiss Life Investment Plans offer a plethora of advantages:

Life Coverage

Edelweiss Life Investment Plans offer a life cover to ensure your loved ones are financially protected even in your absence.

Flexible Plan Options

You have the flexibility to choose a plan based on your financial goals: lump sum, short-term, long-term income, or retirement income.

Wealth Accumulation

Edelweiss Investment Plans help you create long-term wealth to fulfill your future financial goals.

Additional Rider Options

Edelweiss Investment Plans allow you to choose additional rider options as per your requirements by paying an additional amount. These riders help to enhance the overall coverage.

Tax Benefits

Tax benefits can be availed for premium payments of Edelweiss Investment plans under the Income Tax Act, 1961.

Riders You Can Avail With Edelweiss Investment Plans

Name of the Rider Benefits
Edelweiss Accidental and Total Permanent Disability Rider In case the policyholder meets with an accident that causes permanent disability, a lump sum amount is paid to cover their medical expenses and income loss.
Edelweiss Accidental Death Benefit Rider A lump sum amount is paid to the policyholder's family in case of their unfortunate demise due to an accident during the policy tenure.
Edelweiss Waiver of Premium Benefit This rider waives all your future premiums in case you are diagnosed with a critical illness or suffer an accidental disability.
Edelweiss Income Benefit Rider A regular income would be paid to the policyholder's loved ones in case of their demise during the policy tenure.
Edelweiss Life Critical Illness Rider In case you are diagnosed with any of the 12 critical illnesses mentioned in the brochure, a lump sum benefit equal to the rider sum assured would be paid to the policyholder.

Types of Edelweiss Tokio Investment Plans Plans

Every plan currently being sold by Edelweiss Tokio Investment Plans, shown side-by-side so you can shortlist quickly.

Investment Plan
Edelweiss Tokio Wealth Secure Plus

Edelweiss Tokio Wealth Secure Plus

Savings Alone Won't Work. Invest Smartly with Edelweiss Tokio Life Wealth Secure Plus. Edelweiss Life Wealth Secure Plus is a unit-linked savings plan...

Unique Features
  • 3 Plan Options
  • Earn Additional Rewards
  • Boost Wealth With Top-up
Sum assured 10 x Annualized Premium
Entry age Minimum Age - 0 years Maximum Age - 60 years
View plan
Investment Plan
Edelweiss Tokio Guaranteed Income Star

Edelweiss Tokio Guaranteed Income Star

Edelweiss Tokio Guaranteed Income Star offers dual benefits: death benefits to your family in case of your uncertain demise and maturity benefits on s...

Unique Features
  • Two income options
  • Assured returns
  • Family income benefits
Sum assured No limit
Entry age Minimum Age - 0 years, Maximum Age - 18 years
View plan
Investment Plan
Edelweiss Premier Guaranteed Income

Edelweiss Premier Guaranteed Income

Edelweiss Tokio Life Premier Guaranteed Income is an endowment plan. It offers life coverage along with a guaranteed return of premium. In addition to...

Unique Features
  • Pay premiums for 15 years
  • 200% benefit at maturity
  • Enhanced protection riders.
Sum assured No limit
Entry age Minimum Age - 3 years, Maximum Age - 50 years
View plan
Investment Plan
Edelweiss Tokio Guaranteed Savings Star

Edelweiss Tokio Guaranteed Savings Star

Edelweiss Tokio Life Guaranteed Savings Star plan is a guaranteed savings plan with assured life cover and stable returns. The plan also comes with a ...

Unique Features
  • 2 Plan Options
  • Assured Returns
  • In-built CI Cover
Sum assured No limit
Entry age Minimum Age - 18 years Maximum Age - 100 years
View plan
Investment Plan
Edelweiss Tokio Life Flexi Savings

Edelweiss Tokio Life Flexi Savings

Edelweiss Tokio Flexi Savings Plan is a flexible savings plan designed to help you save for future goals while providing life cover for your family. I...

Unique Features
  • Three Plan Options to Choose From
  • Bonuses
  • Premium Discontinuance
Sum assured Rs 3,50,000 to No limit
Entry age Minimum Age: 0 years, Maximum Age: 55 years
View plan

Life Plans Comparison

Side-by-side across the 3 most-bought Edelweiss Tokio Investment Plans plans on PolicyX.

Edelweiss Tokio Investment Plans life plan comparison
Feature Edelweiss Tokio Wealth Plus Plan Edelweiss Tokio Wealth Secure Plus Edelweiss Tokio Guaranteed Income Star
Plan type Investment Plan Investment Plan Investment Plan
Sum assured Higher of 10 x annualized premium or 0.5 x policy term x annual premium 10 x Annualized Premium No limit
Entry age Minimum Age - 1 year Maximum Age - 55 years Minimum Age - 0 years Maximum Age - 60 years Minimum Age - 0 years, Maximum Age - 18 years
Top benefits Additional Allocations · Extra Allocation Additional Allocations · Extra Allocation Two income options · Assured returns

Documents required

For policy purchase and claim submission. Have these ready before you start.

Photo ID Proof Any one of the following

Passport, Aadhaar card, PAN card, Driving License.

Age Proof Any one of the following

Passport, Aadhaar card, PAN card, Driving License.

Address Proof Any one of the following

Utility Bill, Passport, Voter ID, Ration Card.

Medical Records Medical records of the policyholder (if requested).

Income Proof Any one of the following

bank statement, last three months' salary slips (for salaried individuals).

How to Buy a Edelweiss Tokio Investment Plans Plan?

Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.

  1. Visit the PolicyX.com website or the Edelweiss Tokio Investment Plans official website to compare and choose a suitable life plan.
  2. Enter your personal details such as name, date of birth, gender, annual income, and smoking status to get a customised quote.
  3. Compare plan options — choose your sum assured, policy term, premium payment term, and any optional riders.
  4. Fill in the proposal form with your contact details, nominee information, and medical history accurately.
  5. Upload the required documents: identity proof, address proof, income proof, and recent photographs.
  6. Pay the first premium online via net banking, UPI, debit/credit card, or cheque.
  7. Complete the medical examination if required (depends on your age and sum assured).
  8. Receive your policy document via email and registered post after underwriting approval.
  1. Log in to the Edelweiss Tokio Investment Plans customer portal or the PolicyX.com dashboard before your policy renewal date.
  2. Review your existing policy details — coverage, premium amount, and nominee information.
  3. Choose to continue with the same plan or upgrade your sum assured if eligible.
  4. Pay the renewal premium online via net banking, UPI, debit/credit card, or cheque.
  5. Download the renewed policy document from your registered email or the insurer portal.
  1. Step 1: Visit the official website of Edelweiss Life Insurance Company. Step 2: Click on 'Our Products' on the navigation bar and select the plan you want to buy.
  2. Step 3: Click on the 'Buy Now' button and fill in the required details. Step 4: Click 'Next' and select a plan according to your requirements. Step 5: Select the cover option you want and make your payment.
  3. Once the payment is made, a confirmation will be sent to your registered email address.

What's covered — and what's not

The standard inclusions and exclusions across Edelweiss Tokio Investment Plans plans. Specific plans may add benefits — always check the policy wording before purchase.

✗ Exclusions

  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefit. They receive only the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.

Conclusion

In conclusion, Edelweiss Life Insurance offers a range of flexible, customer-centric investment plans designed to meet various customer needs. These plans help you build long-term wealth by investing in diverse funds: equity, debt, and balanced. For more information related to Edelweiss Life Investment Plans, you can contact PolicyX.com 24/7. Our trusted insurance experts listen to your unique problems and suggest the best possible solutions.

Why Choose PolicyX.com?

Don't just take our word for it — check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti Varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Frequently asked questions

The 4 most-asked questions about Edelweiss Tokio Investment Plans, answered.

You can buy an Edelweiss investment plan either from their official website or PolicyX.com
Visit the official website of Edelweiss Life and log in with your policy number and date of birth to check the policy status.
You can pay Edelweiss premiums through various payment modes including UPI, debit card, credit card, net banking, etc.
To buy an Edelweiss investment plan you will require various documents including Photo id, Income proof, Address proof, etc.

Customer satisfaction

Aggregate ratings from 64 verified PolicyX customers who bought a Edelweiss Tokio Investment Plans plan.

4.4
out of 5
64 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Life Insurance Companies

Pick any two insurers to see a detailed side-by-side comparison.

Other Life Insurance Companies

Compare Edelweiss Tokio Investment Plans life plans with other top insurers in India.

Share your Valuable Feedback

Rating Icon 4.4

Rated by 64 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free