IndiaFirst Investment Plans
IndiaFirst Investment Plans help policyholders create wealth to fulfill their future financial goals.
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Branch offices and claim service centres across India for easy policy servicing.
IndiaFirst Life Insurance is one of the fastest-growing life insurers that offers a range of insurance products, including term insurance plans, child plans, investment plans, retirement solutions, and much more.
IndiaFirst Investment Plans help you grow your wealth over a period along with a financial cover that protects your family in case of the policyholder's unfortunate demise during the policy tenure. There are various investment plans offered by IndiaFirst, and you can opt for the one that best suits your needs.
IndiaFirst Investment Plans ensure to look after your investment needs by offering:
Guaranteed Income
Choice of Payout Option
Flexible Payment Terms
Tax Advantages
Good Solvency Ratio: IndiaFirst Life Insurance has a Solvency Ratio of 2 as per the IRDAI annual report 2023-24.
High Claim Support: As per the IRDAI annual report of 2023-24, the claim support of IndiaFirst Life Insurance is 97.04%.
Annual Premiums: As per the IRDAI annual report of 2023-24, the annual premium of IndiaFirst Life Insurance is Rs. 6,074.54 Cr.
PAN India Presence: IndiaFirst Life has a PAN India presence with over 500 branch offices across India.
IndiaFirst Life Investment Plans offer a plethora of advantages:
IndiaFirst Investment Plans offer dual benefits: life coverage for financial protection and maturity benefits to grow your wealth.
IndiaFirst Investment Plans allow you to choose a premium payment term that best suits your requirements.
Various payout options are available with IndiaFirst Investment Plans, including annually, semi-annually, quarterly, or monthly.
You can avail of a loan against your policy up to the surrender value to meet your financial emergencies.
Tax benefits can be availed for premium payments of IndiaFirst Investment plans under the prevailing tax laws.
| Name of the Rider | Benefits |
| IndiaFirst Life Accidental Death Benefit Rider | This rider offers an additional sum assured in case of the policyholder's unfortunate demise during the policy tenure. |
| IndiaFirst Life Critical Illness Rider | In case you are diagnosed with any of the critical illnesses mentioned in the brochure, a lump sum benefit equal to the rider sum assured would be paid to the policyholder. |
Every plan currently being sold by IndiaFirst Investment Plans, shown side-by-side so you can shortlist quickly.
Secure your future with the IndiaFirst Smart Save Plan: Invest smartly and watch your wealth grow. IndiaFirst Smart Save Plan is a unit-linked life in...
IndiaFirst Life Money Balance Plan offers an investment plan with dual benefits: a life cover to protect your family financially and market-linked ret...
IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by IndiaFirst Life Insurance. It is designed to pr...
Side-by-side across the 3 most-bought IndiaFirst Investment Plans plans on PolicyX.
| Feature | IndiaFirst Life Smart Save | IndiaFirst Life Money Balance | IndiaFirst Life Wealth Maximizer |
|---|---|---|---|
| Plan type | Investment Plan | Investment Plan | Investment Plan |
| Sum assured | 5,7 years | 5, 7 years or equal to the policy tenure | Single, Limited, Regular |
| Entry age | Minimum Age - 5 years, Maximum Age - 65 years | Minimum Age: 5 years, Maximum Age: 18 years | Minimum Age - 5 years Maximum Age - 65 years |
| Top benefits | Choice of Fund Options · Partial Withdrawal | Flexibility of partial withdrawal · Expert-led investment strategy | 7 different fund options · 3 different investment strategies |
For policy purchase and claim submission. Have these ready before you start.
Photo ID Proof
Passport, Aadhaar card, PAN card, Driving license (any one).
Age Proof
Passport, Aadhaar card, PAN card, Driving license (any one).
Address Proof
Utility bill, passport, voter ID, ration card (any one).
Medical Records
of the policyholder, if requested.
Income Proof
Bank statement, last three months' salary slips (if salaried) (any one).
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
The standard inclusions and exclusions across IndiaFirst Investment Plans plans. Specific plans may add benefits — always check the policy wording before purchase.
IndiaFirst is one of the fastest-growing life insurers with excellent customer support and service. IndiaFirst Investment Plans are an ideal option if you are looking for a plan that helps you grow your wealth along with life coverage to secure your loved ones financially in your absence. For more information related to IndiaFirst Life Investment Plans, you can contact PolicyX.com 24/7. Our trusted insurance experts listen to your unique problems and suggest the best possible solutions.
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 4 most-asked questions about IndiaFirst Investment Plans, answered.
Aggregate ratings from 63 verified PolicyX customers who bought a IndiaFirst Investment Plans plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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