Bharti Axa vs Canara Hsbc Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Bharti Axa

✎ Edit

Canara Hsbc

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 2979.95 crore

Annual Premiums Collected (2024-25)

₹ 027.46 crore
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly or a combination of both
Claim ratio

Payout Options

99.18%%

Payout Options

99.43%%
Solvency Ratio

Solvency Ratio

1.67

Solvency Ratio

2.06
Pan India Presence

Pan India Presence

200

Pan India Presence

100
Riders Available

Riders Available

Accidental Death Benefit Rider, Accidental Disability Rider, Accelerated Death Benefit, Critical Illness Benefit, Waiver of Premium Benefit, Income Benefit

Riders Available

Accidental Death Benefit, Child Care/Child Support benefits, Accidental Total & Permanent Disability (ATPD), Accidental Total & Permanent Disability Benefit Plus, Terminal Illness Cover, Premium Block Feature
Inception year

Inception year

2006

Inception year

2007
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

1.195

Complaint ratio per ₹1 crore of premium collected

0.031
Average claim settlement time

Average claim settlement time

5 working days

Average claim settlement time

15 Days
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Bharti AXA Term Insurance Plans

Bharti AXA Term Insurance Plans

Canara HSBC Term Insurance Plans

Canara HSBC Term Insurance Plans

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Types of Bharti AXA Term Insurance Plans

Every plan currently being sold by Bharti AXA Term Insurance, shown side-by-side so you can shortlist quickly.

Bharti AXA Life Suraksha

Bharti AXA Life Suraksha is a term insurance plan offering whole-life coverage up to age 99, available with or without a return of... Read More

Unique Features

  • Cover your spouse
  • Special exit option
  • Increased sum insured
Sum AssuredEntry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

Bharti AXA Grameen Jeevan Bima

The Bharti AXA Life Grameen Jeevan Bima Yojana is an affordable micro-term insurance plan, offering life cover from ₹10,000 to �... Read More

Unique Features

  • Pure Protection
  • Return of Premium
  • Tax Benefit
Sum AssuredEntry Age - 18 years
Entry AgeMax Entry Age - 60 years
View plan

POS Saral Jeevan Bima Yojana

Bharti AXA Life POS Saral Jeevan Bima Yojana is an affordable, pure-risk term plan providing a lump sum death benefit, starting fr... Read More

Unique Features

  • Double Sum Assured
  • No Medical Examination
  • Quick Policy Issuance
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 55 years
View plan

Bharti AXA Life Saral Jeevan Bima

Bharti AXA Life Saral Jeevan Bima is an affordable term insurance plan designed to secure a family's financial future with flexibl... Read More

Unique Features

  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit
Sum AssuredEntry Age: 18 Years
Entry AgeMaximum Entry Age: 65 years
View plan

Bharti AXA Group Suraksha Policy

Bharti AXA Group Suraksha is a one-year renewable term insurance plan designed for groups of 15 or more, offering life cover witho... Read More

Unique Features

  • Affordable premiums
  • No medical examination
  • Flexible premium payment modes
Sum AssuredEntry Age: 18 years
Entry AgeMax Entry Age: 54 years
View plan

Bharti AXA Life POS Saral Bachat Yojana

Bharti AXA Life POS Saral Bachat Yojana is a term insurance plan that combines pure protection with a return of premium option, en... Read More

Unique Features

  • Return of premium
  • Affordable premiums
  • Tax benefits
Sum AssuredMinimum Entry Age: 8 years
Entry AgeMaximum Entry Age: 55 years
View plan

Bharti AXA Life Flexi Term Pro Plan

Bharti AXA Life Flexi Term Pro is a customizable term insurance plan offering whole life coverage up to age 99, available for sing... Read More

Unique Features

  • Choice of Plan Options
  • Lower Premium for Women
  • Whole Life Cover
Sum AssuredEntry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

Types of Canara HSBC Term Insurance Plans

Every plan currently being sold by Canara HSBC Term Insurance, shown side-by-side so you can shortlist quickly.

Canara HSBC Young Term Plan

The Canara HSBC Young Term Plan is an online pure protection term insurance offering two options: Life Secure (lump sum on death) ... Read More

Unique Features

  • Life Stage Benefit
  • Special Exit Value
  • Child Care Benefit
Sum AssuredEntry Age - 18 years
Entry AgeMax Entry Age - 45 years
View plan

Canara HSBC Saral Jeevan Bima

The Canara HSBC Saral Jeevan Bima is an affordable term plan offering simple, low-cost protection with coverage from ₹5 lakh to ... Read More

Unique Features

  • Get Accidental Cover
  • Premium Discount for Female
  • Multiple Premium Paying Term
Sum AssuredEntry Age: 18 Years. Maximum Entry Age: 65 Years. Minimum Sum Assured: 5 Lakh. Maximum Maturity Age: NA. Premium Payment Term: RP/SP/LP (5 & 10 Years).
View plan

Canara HSBC Promise2Protect

Canara HSBC Life Insurance's Promise2Protect is a term insurance plan offering pure protection, with an option for return of premi... Read More

Unique Features

  • Increasing Coverage Option
  • 2 Plan Options
  • Spouse Coverage
Sum AssuredEntry age – 18 years
Entry AgeMax entry age – 60 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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