Bharti Axa vs Axis Max Term Insurance Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Bharti Axa

✎ Edit

Axis Max Term Insurance

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 2979.95 crore

Annual Premiums Collected (2024-25)

₹ 222.60 Cr
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly/quarterly/half-yearly/yearly or a combination of both
Claim ratio

Payout Options

99.18%%

Payout Options

99.78%
Solvency Ratio

Solvency Ratio

1.67

Solvency Ratio

2.01
Pan India Presence

Pan India Presence

200

Pan India Presence

405
Riders Available

Riders Available

Accidental Death Benefit Rider, Accidental Disability Rider, Accelerated Death Benefit, Critical Illness Benefit, Waiver of Premium Benefit, Income Benefit

Riders Available

Critical Illness Rider, Accidental Death Benefit Rider, Accidental Disability Benefit Rider, Waiver of Premium Rider, Accelerated Critical Illness Benefit
Inception year

Inception year

2006

Inception year

2000
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

1.195

Complaint ratio per ₹1 crore of premium collected

0.028
Average claim settlement time

Average claim settlement time

5 working days

Average claim settlement time

28-30 days
Recommended Videos
Bharti AXA Term Insurance Plans

Bharti AXA Term Insurance Plans

Axis Max Life Term Insurance Plans

Axis Max Life Term Insurance Plans

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Other Term Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
We are happy to help.

Types of Bharti AXA Term Insurance Plans

Every plan currently being sold by Bharti AXA Term Insurance, shown side-by-side so you can shortlist quickly.

Bharti AXA Life Suraksha

Bharti AXA Life Suraksha is a term insurance plan offering whole-life coverage up to age 99, available with or without a return of... Read More

Unique Features

  • Cover your spouse
  • Special exit option
  • Increased sum insured
Sum AssuredEntry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

Bharti AXA Grameen Jeevan Bima

The Bharti AXA Life Grameen Jeevan Bima Yojana is an affordable micro-term insurance plan, offering life cover from ₹10,000 to �... Read More

Unique Features

  • Pure Protection
  • Return of Premium
  • Tax Benefit
Sum AssuredEntry Age - 18 years
Entry AgeMax Entry Age - 60 years
View plan

POS Saral Jeevan Bima Yojana

Bharti AXA Life POS Saral Jeevan Bima Yojana is an affordable, pure-risk term plan providing a lump sum death benefit, starting fr... Read More

Unique Features

  • Double Sum Assured
  • No Medical Examination
  • Quick Policy Issuance
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 55 years
View plan

Bharti AXA Life Saral Jeevan Bima

Bharti AXA Life Saral Jeevan Bima is an affordable term insurance plan designed to secure a family's financial future with flexibl... Read More

Unique Features

  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit
Sum AssuredEntry Age: 18 Years
Entry AgeMaximum Entry Age: 65 years
View plan

Bharti AXA Group Suraksha Policy

Bharti AXA Group Suraksha is a one-year renewable term insurance plan designed for groups of 15 or more, offering life cover witho... Read More

Unique Features

  • Affordable premiums
  • No medical examination
  • Flexible premium payment modes
Sum AssuredEntry Age: 18 years
Entry AgeMax Entry Age: 54 years
View plan

Bharti AXA Life POS Saral Bachat Yojana

Bharti AXA Life POS Saral Bachat Yojana is a term insurance plan that combines pure protection with a return of premium option, en... Read More

Unique Features

  • Return of premium
  • Affordable premiums
  • Tax benefits
Sum AssuredMinimum Entry Age: 8 years
Entry AgeMaximum Entry Age: 55 years
View plan

Bharti AXA Life Flexi Term Pro Plan

Bharti AXA Life Flexi Term Pro is a customizable term insurance plan offering whole life coverage up to age 99, available for sing... Read More

Unique Features

  • Choice of Plan Options
  • Lower Premium for Women
  • Whole Life Cover
Sum AssuredEntry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

Types of Axis Max Life Term Insurance Plans

Every plan currently being sold by Axis Max Life Term Insurance, shown side-by-side so you can shortlist quickly.

Axis Max Life Smart Total Elite Protection

The Axis Max Life Smart Total Elite Protection Term Plan offers flexible, long-term financial security through pure risk protectio... Read More

Unique Features

  • Cover continuous benefit
  • Terminal illness cover
  • Early exit benefit
Sum AssuredEntry age - 18 years
Entry AgeMax entry age - 65 years
View plan

Axis Max Life Smart Secure Plus

The Axis Max Life Smart Secure Plus Plan is a pure protection term insurance designed to secure a family's financial future. ... Read More

Unique Features

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Sum AssuredEntry Age - 18 Years
Entry AgeMax Entry Age - 65 years
View plan

Axis Max Life Smart Term Plus

Max Life Smart Term Plan Plus is a flexible term insurance plan, offering 7 customizable variants to secure a family's financial f... Read More

Unique Features

  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover
Sum AssuredEntry age - 18 years
Entry AgeMax entry age - 65 years
View plan

Axis Max Life Smart Secure Plus Plan

The Axis Max Life Smart Secure Plus Plan is a pure protection term insurance designed to secure a family's financial ... Read More

Unique Features

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Sum AssuredMinimum entry age 18 years
Entry Agemaximum entry age 65 years
View plan

Term Insurance Articles

Quick Comparison with Other Insurers

NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

📞 Call Free