Bharti AXA Life Flexi Term Pro Plan
- Choice of Plan Options
- Lower Premium for Women
- Whole Life Cover
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Updated on Apr 08, 2025 4 min read
Bharti AXA Life Flexi Term Pro is a comprehensive and best term insurance plan that can be customized as per your needs. It offers two plan options and provides coverage for single/joint life. In this plan, you can stay protected with a life cover up to the age of 99 years. The plan even offers you the flexibility to increase your sum assured amount at a certain milestone under the life stage benefit. Bharti AXA Life Flexi Term Pro plan offers 2 optional riders that can be added at a minimal additional premium cost, which helps you customize your plan to your needs.
Bharti AXA Life Flexi Term Pro Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 99 years
Minimum term - 5 years Maximum term - 50 years
Basic Sum Assured: ₹25 Lakhs to no limit.
The policy loan is not available under Bharti AXA Life Flexi Term Pro Plan.
Annual, Semi-Annual, Quarterly, and Monthly
Let's understand how the Bharti AXA Life Flexi Term Pro Plan works with a simple premium illustration.
Mr Reddy is a 35-year-old non-smoker who wants to ensure that his family’s needs are taken care of in case of his death.
His financial advisor advised him to buy the Bharti AXA Life Flexi Term Pro Plan Work. He visited PolicyX.com.
Let's understand how the Bharti AXA Life Flexi Term Pro Plan works for him with a premium illustration table.
| Age of policyholder | Monthly Premiums | Annual Premiums | Policy Tenure | Total premiums paid | Sum assured |
| 35 years | ₹1074/month | ₹12,888/year | 25 years | ₹3,22,200 | ₹1 Crore |
Key Takeaways: If Mr Reddy dies during the policy tenure, his family will receive a lump sum death benefit. If he outlives the policy tenure, he'll receive the total premiums paid towards the plan at maturity.
Here are the benefits associated with the Bharti AXA Life Flexi Term Pro Plan
Bharti AXA Life Flexi Term Pro allows the policyholders to have the option to increase their life coverage as per their increasing life stage requirements.
Upon the policyholder's demise during the policy period, the death benefit amount shall be payable to the nominee.
The premium paid under the Bharti AXA Life Flexi Term Pro plan is liable to receive tax benefits under section 80C of the Income Tax Act and the benefits availed is under tax exemption.
Get back all the premiums paid towards the plan at maturity if you outlive the policy tenure.
At the inception of the policy, the policyholder can choose the death benefit payout from one of the three options namely, lump sum, monthly income, or lump sum plus monthly income.
Bharti AXA Term Insurance Plans
You can add the following riders to your Bharti AXA Life Flexi Term Pro Plan:
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Here is the list of exclusions associated with the plan:
Bharti AXA Life Flexi Term Pro is a pure risk protection plan offering several in-built benefits, such as a whole life cover, spouse cover, return premium option, etc. It is a one-shop stop for all your needs, whether you want a maturity benefit, lifelong protection, or wish to add your spouse under the same plan.
If you have doubts or queries regarding the Bharti AXA Life Flexi Term Pro plan, you can contact us through the website policyx.com or at 1800-4200-269.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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