Bharti AXA Life Flexi Term Pro
  • Avail rider benefits
  • Lower premium rates for women
  • Whole life cover
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Bharti AXA Life Flexi Term Pro

Bharti AXA Life Flexi Term Pro is a comprehensive and unique term insurance plan which can be customized as per your needs. It is a non-linked, non-participating, Individual, pure risk premium life insurance plan. Bharti AXA Life Flexi Term Pro offers two plan options and provides the option of coverage for single/joint life. Bharti AXA Life Flexi Term Pro provides flexibility in policy and premium payment terms. The plan offers to cover the life insured for your entire lifetime, by opting for cover up to 99 years. You have the option to increase your life coverage as per your increasing life stage requirements.

With Bharti AXA Flexi Term Pro You can strengthen your Bharti AXA Life Flexi Term Pro by adding a rider. There are 2 riders options available with the plan that can be added at a minimal additional premium cost. Bharti AXA Life Hospi Cash Rider and Bharti AXA Life Accidental Death Benefit Rider.

Bharti AXA Life Flexi Term Pro Plan Specifications

Entry Age

Min: 18 years
Max: 65 years

Sum Insured (in Rs.) (Minimum)

Min: 25 lakh Max: No Limit, subject to underwriting

Maturity Age

Max: 99 years

Policy Term (Months)

5 to 50

Premium Payment Mode

5/7/8/10/12 pay

Read more specifications in the brochure.

Key Features of Bharti AXA Life Flexi Term Pro Plan

Bharti AXA Life Flexi Term Pro secures your family’s financial independence even in your absence. It allows the policyholder to stay protected for their whole life, or choose a coverage term. With many more key features, Bharti AXA Life Flexi Pro Term plan is a good option.

  • Multiple Plan Options
    A policyholder has 2 plan options to choose from which are with Return of Premium and without Return of Premium.
  • Cover for Joint/Single Life
    Under the Without Return of Premium variant, you have the option between Single Life cover or Joint Life Cover i.e., cover for your spouse under the same policy.
  • Whole life cover
    Bharti AXA Life Flexi Term Pro offers the option to cover yourself for your entire lifetime, by opting for cover up to 99 years.
  • Flexible Policy and Premium Payment Terms
    Bharti AXA Life Flexi Term Pro offers you the option to choose from multiple Policy terms and Premium Payments terms, offering the opportunity to customize the plan to suit your needs.
  • Increase Sum Assured
    Bharti AXA Life Flexi Term Pro allows the policyholders to have the option to increase their life coverage as per their increasing life stage requirements.

Bharti AXA Life Flexi Term Pro Plan Benefits

There are multiple benefits offered by Bharti AXA Life Flexi Term Pro plan that are mentioned below:

  • Death Benefit
    Upon death of the Life Insured during the policy term, provided the policy is in force and all due premiums till the date of death have been paid, Death Benefit will be payable to the nominee/beneficiary immediately on death.
  • Maturity Benefit
    This benefit is available only under the Return Of Premium option. In case the Life Insured survives till maturity and all due premiums have been paid till the date of maturity, the Sum Assured at Maturity will be payable on the date of maturity. Sum Assured on Maturity is calculated as the sum of the Total Premiums Paid till the date of maturity of the policy.
  • Tax Benefit
    You may be eligible for tax benefits on the premiums paid as well as the benefits received as per the prevailing tax laws. The tax benefits are subject to change as per changes in tax laws from time to time.
  • Death Benefit Payout Options
    At the inception of the policy, the policyholder can choose the Death Benefit Payout from one of the three options namely, lump sum, monthly income, or lump sum plus monthly income.
  • Rider Benefit
    Bharti AXA Life Flexi Term Pro plan offers 3 rider benefits to the policyholder. Bharti AXA Life Hospi Cash Rider allows payment of a fixed benefit for each day of hospitalization subject to a maximum of 40 days per year and also provides a lump sum benefit in case of surgery and Bharti AXA Life Accidental Death Benefit Rider that provides an additional sum assured as chosen under the rider in case of unfortunate event of death due to an accident. Bharti AXA Life Premium Waiver Rider that states, in case the Life Insured is diagnosed from any of the 11 critical illnesses covered under the rider, the future premiums are waived off and the benefits under the policy will continue.

Other Term Insurance Companies

Bharti AXA Life Flexi Term Pro Plan Options

There are 2 plan options available under the Plan. All these options offer different types of features. Given below is a brief overview of all these plan options. You may select any one of the 2 plan options available based on your requirements. Once the plan option is chosen, the same cannot be changed during the policy term.

  • Without Return of Premium
    Under without return of the premium variant policyholders have the option to select between a single life cover or joint life cover.
  • With Return of Premium
    Under this plan option the policyholders can avail lumpsum payout at maturity.

Bharti AXA Life Flexi Term Pro Plan Premium Table

AgePolicy Term Single Life Option – Without ROPJoint Life OptionReturn of Premium Option
3030 11,30015,80022,500

Explore Bharti AXA Life Insurance

Know more about Bharti AXA Life Term Insurance plans, claim process, buying process, and contact details of the company by clicking on the sections below:

Claim Process

Click to know Bharti AXA Life Claim Process.

Buying Process

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Contact Us

Feel free to contact us for more details.

Bharti AXA Life Term Insurance Plans

To secure your family's needs, Bharti AXA Life Term Insurance offers 7 term insurance plans, from which you can choose a well-suited plan for yourself:

The plan offers a lump sum or monthly income to the family upon the policyholder's demise, with guaranteed payouts of up to 150% and tax benefits.

Unique Features

  • 100% to 150% of total premium
  • Death Benefits
  • Special Surrender Benefit

Flexi Term Pro (Pros)

  • Maturity Benefit
  • Loans Are Allowed
  • Guaranteed Monthly Income

Flexi Term Pro (Cons)

  • 1 Yr WP For Suicide
  • Unpaid Policy Lapses
  • Limited Revival Period

Flexi Term Pro (Other Benefits)

  • Easy Enrollment
  • Life Cover For Policy Term
  • Flexible-Premium Payment Modes

Flexi Term Pro (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - NA
  • Maximum Maturity Age - 75 Years
  • Premium Payment Term - 5 To 20 Yrs

Bharti AXA Saral Jeevan Bima

Non-Linked Non-Participating term insurance plan with a double sum assured on death due to accident and tax benefits.

Unique Features

  • Flexible policy term
  • Rider benefit
  • Discounts for women

Saral Jeevan Bima (Pros)

  • Available for Online Buying
  • Choose to pay Premium Once
  • Max Sum Assured 50L

Saral Jeevan Bima (Cons)

  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

Saral Jeevan Bima (Other Benefits)

  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Years

Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 5L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

Bharti AXA Flexi Term Plan

An individual pure risk premium plan that covers critical illness at the age of 75 and comes with2 cover options.

Unique Features

  • 75 CI covered
  • Comprehensive cover
  • Major illness cover

Flexi Term Plan (Pros)

  • Cancer of Specified Severity Cover
  • Flexibility for Coverage Period
  • 105 % Death Benefit

Flexi Term Plan (Cons)

  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

Flexi Term Plan (Other Benefits)

  • Suicide Cover
  • Waiver of Premium on CI
  • Multiple Death Benefit Payout Options

Flexi Term Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 10L
  • Maximum Maturity Age - 85 Yrs
  • Premium Payment Term - Fixed (5 & 20 Yrs)

Bharti AXA Grameen Jeevan Bima Yojana

Non-Linked Non-Participating Life Term Micro Insurance Plan. It offers flexibility to opt 2 plan options and tax benefits.

Unique Features

  • Pure protection plan
  • Protection with ROP
  • Tax benefits

Grameen Jeevan Bima Yojana (Pros)

  • Loans Are Allowed
  • Surrender Benefit
  • Rider Benefit

Grameen Jeevan Bima Yojana (Cons)

  • No HIV Cover
  • No Discount Available
  • 1 Yr Waiting Period For Suicide

Grameen Jeevan Bima Yojana (Other Benefits)

  • Death Benefit
  • Max Sum Assured 2L
  • Policy Can Be Bought Online

Grameen Jeevan Bima Yojana (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 10K
  • Maximum Maturity Age - 65 Yrs
  • Premium Payment Term - RP/SP

Bharti AXA Life Smart Jeevan

A plan that offers affordable premiums and 100% return of premiums paid till the end of Policy Term as maturity benefit.

Unique Features

  • Tax Benefits
  • Maturity benefits available
  • Affordable premiums

Bharti AXA POS Saral Jeevan Bima Yojana

Non-Linked Non-Participating term insurance policy provides double the sum assured on death due to an accident.

Unique Features

  • Flexible policy term
  • No medical test required
  • Tax benefits

POS Saral Jeevan Bima Yojana (Pros)

  • Available for Online Buying
  • Choose to pay Premium Once
  • Max Sum Assured 50L

POS Saral Jeevan Bima Yojana (Cons)

  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

POS Saral Jeevan Bima Yojana (Other Benefits)

  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Years

POS Saral Jeevan Bima Yojana (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

Bharti AXA Life Income Protection Plan

A plan that guarantees an annual pre-planned income and 2 death benefit options available.

Unique Features

  • Maturity benefits available
  • 2 death benefit options
  • Avail survival benefit

Bharti AXA Life Flexi Term Pro Plan: FAQ's

1. What is Bharti AXA Life Flexi Term Pro?

It is A Non-Linked, Non-Participating, Individual, Pure Risk Premium Life Insurance Plan. It’s a term plan that a policyholder can customize according to their needs and life stage. Policyholders can choose from a range of features that meet their requirements and make term insurance work best for them.

2. What are the entry age criteria for Bharti AXA Life Flexi Term Pro Plan?

Minimum entry age: 18 years
Maximum Entry age: 65 years

3. What are the plan options available under Bharti AXA Life Flexi Term Pro Plan?

There are 2 plan options available under Bharti AXA Life Flexi Term Pro Plan. All these options offer different types of features. Given below is a brief overview of all these plan options. You may select any one of the 2 plan options available based on your requirements.

  • Without Return of Premium

Under without return of the premium variant policyholders have the option to select between a single life cover or joint life cover.

  • With Return of Premium

Under this plan option the policyholders can avail lump sum payout at maturity.

4. What is the minimum sum assured under Bharti AXA Life Flexi Term Pro Plan?

The minimum sum assured under this plan is Rs. 25,00,000.

5. What are the available riders under Bharti AXA Life Flexi Term Pro Plan?

Bharti AXA Life Flexi Term Pro plan offers 3 rider benefits to the policyholder. Bharti AXA Life Hospi Cash Rider allows payment of a fixed benefit for each day of hospitalization subject to a maximum of 40 days per year and also provides a lump sum benefit in case of surgery and Bharti AXA Life Accidental Death Benefit Rider that provides an additional sum assured as chosen under the rider in case of unfortunate event of death due to an accident. Bharti AXA Life Premium Waiver Rider that states, in case the Life Insured is diagnosed with any of the 11 critical illnesses covered under the rider, the future premiums are waived off and the benefits under the policy will continue.

Bharti Axa Life Insurance Reviews

Read what our customers have to say about Bharti AXA term insurance company

Customer Review Image

Vipul Bhardwaj

Coimbatore

June 9, 2022

Bharti AXA is a good life insurance company, and I am sure if something ha[opens to me, the company will look after my family s needs.

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K V Sharma

Kolkata

October 6, 2021

decent company overall...took time to explain everything and listened attentively! found it impressive and bought a term plan within a day!

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Tanesh G

Pune

October 6, 2021

help ke liye thanks a lot to team bharti! you are a good help and I will soon buy another cover from them! Recommended!

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Tanuj Kumar

Mumbai

October 5, 2021

policyx suggested my this company. it is trustworthy also and I wud recommedn to everybody who is planning to buy insurance

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Geetanjali

Kolkata

October 5, 2021

Bought a plan thru policyx for first time...so thankful to the team there...they facilite a smooth talk and buying!

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Jyoti Desai

Delhi

October 4, 2021

Bought my very first life insurance policy from Bharti...I had some great options to choose from! I belive it will help my family if ever required! Thanks, guys! and keep up

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Sweety

Belgaum

October 4, 2021

my claim was etlled in mere 8 days...I was so worried about it but the Bharti axa team was swift and very considerate of my financial situation

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Abhish Mathan

Agra

October 4, 2021

truly grateful for the help at Bharti axa ....i needed to claim my father s life insurance and the company made it very very easy without much fuss!

View All Bharti Axa Life Insurance Reviews