Pramerica Term vs Pnb Metlife Term Insurance Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Pramerica Term

✎ Edit

Pnb Metlife Term Insurance

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 2074.43 crores

Annual Premiums Collected (2024-25)

₹ 7552.39 Cr
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly, or a combination of both
Claim ratio

Payout Options

99.18%%

Payout Options

99.57%%
Solvency Ratio

Solvency Ratio

2.33

Solvency Ratio

1.72
Pan India Presence

Pan India Presence

134

Pan India Presence

15000+
Riders Available

Riders Available

Accelerated Benefit Rider, Waiver of Premium Rider, Children's Term Insurance Rider, Return of Premium Rider, Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider

Riders Available

Accidental Death Benefit Rider, Terminal Illness Rider, Waiver of Premium Rider, Critical Illness Rider
Inception year

Inception year

2008

Inception year

2001
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.039

Complaint ratio per ₹1 crore of premium collected

0.14
Average claim settlement time

Average claim settlement time

15 days

Average claim settlement time

15 days
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Pramerica Term Insurance Plans Overview

Pramerica Term Insurance Plans Overview

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Types of PNB MetLife Term Insurance Plans

Every plan currently being sold by PNB MetLife Term Insurance, shown side-by-side so you can shortlist quickly.

PNB Metlife Aajeevan Suraksha

The PNB Metlife Aajeevan Suraksha Term Plan offers comprehensive whole life coverage up to age 99, with flexible premium payment o... Read More

Unique Features

  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover
Sum AssuredEntry Age: 18 Years
Entry AgeMaximum Entry Age: 65 Years
View plan

PNB Mera Jeevan Suraksha

The PNB MetLife Mera Jeevan Suraksha Plan is a term insurance product designed for financial protection against death and terminal... Read More

Unique Features

  • Return of Premium Benefit
  • Waiver of Premium
  • Terminal Illness Cover
Sum AssuredEntry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

PNB Metlife Family Income Protector Plus

The PNB MetLife Family Income Protector Plus Plan is a non-linked term insurance plan that ensures a family receives a regular mon... Read More

Unique Features

  • Monthly Income for 20 years
  • Return of premium
  • Tax benefits
Sum AssuredMinimum Entry Age: 25 years
Entry AgeMaximum Entry Age: 60 years
View plan

PNB MetLife POS Suraksha

PNB MetLife POS Suraksha is an affordable term insurance plan designed to provide a guaranteed monthly income to support a family ... Read More

Unique Features

  • Guaranteed Monthly Income
  • Return of 100% premium
  • Easy Enrollment
Sum AssuredEntry Age: 18 years; Maximum Entry Age: 55 years; Minimum Sum Assured: ₹50
Entry Age000; Maximum Maturity Age: 65 years; Premium Payment Term: Regular Pay/Limited Pay
View plan

PNB MetLife Loan and Life Suraksha

PNB MetLife Loan & Life Suraksha is a term insurance plan specifically designed to secure financial liabilities like home, educati... Read More

Unique Features

  • Dual Coverage Option
  • Joint Life Option
  • Moratorium Period
Sum AssuredMinimum Entry Age: 15 years
Entry AgeMaximum Entry Age: 65 years
View plan

PNB Metlife Mera Term Plus

PNB MetLife Mera Term Plan Plus is a comprehensive, customizable pure protection plan offering financial security for families. It... Read More

Unique Features

  • Comprehensive coverage
  • Plan enhancement options
  • Customizable plans
Sum AssuredEntry Age: 18 years
Entry AgeMaximum Entry Age: 60 years
View plan

Term Insurance Articles

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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