PNB Metlife Mera Jeevan Suraksha Plan

PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only provides death coverage but also encourages and rewards you for staying fit by providing discounts for non-smokers. Mera Jeevan Suraksha Plan offers a plethora of health benefits and features to insured individuals such as:

• 100 % Return of Premiums on Survival
• Inbuilt Terminal Illness Cover
• Flexible payout options – lump sum or income
• The choice between level or increasing income benefit
• Coverage till age 80
• Cover your spouse in the same plan (Joint Cover)
• Waiver of Premium on first life’s death
• Special premium rates for female lives
• Special premium rates for higher sum assured
• No limits on the higher sum assured
• Tax benefits under section 80(C) of the Income Tax Act.

The policy term is a maximum of 40 years and is available as an individual and family floater plan. The minimum entry age for this plan is 18 years, whereas, the maximum entry age is 65 years. The plan offers a 105% terminal illness benefit. Jeevan Suraksha Plan is available in 4 plan variants along with a family protection option to choose the nominee. To understand more about the details of this plan, read the article in detail.

Eligibility Table of Mera Jeevan Suraksha Plan

To buy this plan the policyholder has to fulfil the following eligibility criteria:

Nomination and Assignment: You can nominate a beneficiary or assign the policy as per the provisions of Section 39 and Section 38 of the Insurance Act 1938.

For More Information, download the brochure from:

Plan Option At A Glance

Mera Jeevan Suraksha Plan offers 4 plan options, here are the plan options:

Plan Benefits of PNB Metlife Mera Jeevan Suraksha

The following are some of the perks that Mera Jeevan Suraksha offers that set it apart from other plans:

Terms And Conditions for Buying PNB Metlife Jeevan Suraksha

Although the policy norms are very simple, still there are a few points you must consider before buying this plan and they are:

Let's Sum Up

In conclusion, the PNB MetLife Mera Jeevan Suraksha Plan stands as a peer in an unpredictable journey of life. With 4 plan options, ROP and death benefit, it empowers the policyholder to safeguard their family's financial future. This plan not only provides maturity benefits but also offers the flexibility to cater to the various needs of the policyholder. The plan offers coverage for terminal illness and rebate on the higher sum assured. Overall the plan covers all the important areas in which an individual may need an insurance policy to safeguard their loved ones financially in case of their absence.