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PNB MetLife Mera Term Plan Plus is a protection plan that provides you and your family with a comprehensive life coverage at a very nominal cost. The plan offers you the flexibility to choose protection against Death, Critical Illness, Disability, and Terminal Illness along with various additional options like spouse coverage and whole-life protection. Individuals who purchase PNB Metlife Mera Term Plan Plus can also customize their coverage with various cover enhancement options available under the plan.
Mera Term Plan Plus offers policyholders 3 benefit options namely, Life, Life Plus, and Life Plus Health making the plan customizable for each and every individual and their needs. Additionally, PNB Mera Term Plan Plus has multiple benefits such as step-up benefit, life stage benefit, child education support benefit, and additional riders.
18 years to 60 Years
Min: 25 lakh
Max: No Limit, subject to underwriting
Min: 28 Max:99
10 to 40/99-Age at entry
Yearly / Half Yearly / Quarterly / Monthly
PNB Metlife safeguards your family’s financial independence even in your absence. It is a great plan to secure your children’s higher education without any financial worries, stay protected for your whole life or choose a coverage term. With many more key features, mera term plan plus is a good option.
There are multiple benefits offered by PNB Metlife which are mentioned below.
There are a total of 3 plan options available under the Mera Term Plan Plus. All these options offer different types of features. Given below is a brief overview of all these plan options.
Age/Benefit Option | Life | Life Plus | Life plus Health |
30 | 9,600 | 10,200 | 16,500 |
Age/Benefit Option | Life | Life Plus | Life plus Health |
30 | 23,200 | 26,600 | 42,400 |
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PNB Metlife Mera Term Plan Plus is a versatile protection plan that offers 3 benefit options such as Life, Life Plus, and Life plus Health along with various other additional benefits such as step-up benefit, child education support benefit, Accelerated Critical Illness benefit and more.
The additional benefits offered under Mera Term Plan Plus are:
Under Mera Term Plan Plus, the spouse is referred to as the “Second Life†and the policyholder is referred to as the “First Lifeâ€. Only the Death Benefit is offered to the Second Life and the Sum Assured on the Death of the Second Life shall be payable in lumpsum only. To avail of this benefit, the Basic Sum Assured with respect to the First Life should be equal to or greater than Rs. 50 Lakhs. The coverage to the Second Life shall be up to 100% of the Basic Sum Assured of the First Life, subject to Our Board approved underwriting guidelines.
The minimum entry age for Mera Term Plan Plus is 18 years and the maximum entry age is 60 years.
Under Mera Term Plan Plus a policyholder gets to opt from the following riders:
Read what our customers have to say about PNB Metlife term insurance company
Piyush
Raipur
May 1, 2023
I seek help from PolicyX when it comes to purchasing any kind of insurance because they provide me with the best quotes and options for insurance
Sudhir Koul
Delhi
May 26, 2022
Very reliable company. I have bought PNB Metlife insurance, and I believe that this company will help me in my hard times.
neha singh
Cuttack
February 24, 2022
I am a single mother with 2 kids. I always think about the future of my kids. Thats why i invested in term insurance plan with PNB as their claim settlement ratio is good so i am sure that my m...
Nimrit
Chandigarh
February 18, 2022
Very satisfied with their team who is always available for help. Never worried about my money with them.
Ritu Verma
Delhi
February 10, 2022
I heard about this company from my friends and family who are already their customers and it is one of the best decisions as the company offers suitable plans for every need.
Sakhu Wati
Kanpur
November 17, 2021
Very reliable company. I have bought PNB Metlife insurance, and I believe that this company will help me in my hard times.
Vahisht Aggarwal
Delhi
October 18, 2021
Settled my claims within a month of my policy maturity. Super happy with the services and satisfied also.
Shweta Mittal
Jaipur
October 8, 2021
Got my claims settled in a week s time. So happy that PNB Metlife understands the needs of its customers
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