Family Income Protector Plus Plan vs Icici Term Insurance Icici Life Protect Smart Her Term Insurance Plan 2026 | PolicyX

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The PNB MetLife Family Income Protector Plus Plan is a non-linked term insurance plan that ensures a family receives a regular monthly income for up to 20 years after the policyholder's demise. It includes a Return of Premium option if the policyholder ou
PLAN DETAILS

Family Income Protector Plus Plan

Icici Term Insurance Icici Life Protect Smart Her

Premium Including GST
Key Features
(Key features of the plan)
  • Monthly Income for 20 years
  • Return of premium
  • Tax benefits
  • 15% Lifetime Premium Discount
  • Term Insurance for Women
  • Pregnancy Break Benefit
Plan Maturity age Maximum Maturity Age - 75 years Max-Maturity age- Whole life option
Plan Sum Assured Basic Sum Assured: ₹14 Lakh to ₹1.4 Crore. ₹50,00,000
Plan Entry Age Minimum Age - 25 years; Maximum Age - 60 years 18 years
Plan Payment modes Annual, Semi-Annual, and Monthly Yearly, Half-yearly, Monthly Single (one-time)
Plan Policy loan Policy loans are not available under the PNB MetLife Family Income Protector Plus plan. The policy loan is not available under HDFC Life iProtect Smart Her
Plan Sample Premium Rs 511-/ per month -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 10 years, Maximum Term: 20 years 5 years- (85-entry age)
Claim Settlement Ratio (2024-25) 99.57% 99.34%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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