Icici Pru Cash Advantage vs Retire Smart Life Insurance Plan 2026 | PolicyX
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The ICICI Prudential Cash Advantage Investment Plan is a non-linked life insurance savings plan that combines protection with guaranteed returns. It offers a guaranteed monthly income for 10 years, along with potential cash bonuses, and provides life cove
PLAN DETAILS

Icici Pru Cash Advantage

Retire Smart
Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 80 years
Plan Sum Assured 5/10 Years 5/8/10/15 years
Plan Entry Age Minimum Age - 30 Days, Maximum Age - 60 Years Minimum Age - 30 years Maximum Age - 70 years
Plan Payment modes Minimum - 7 times / Maximum - 10 times the available SA Rs 1 lakh to No limit
Plan Policy loan Annual / Half-yearly / Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 20 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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