Book a Free Call: Expert Insurance Guidance | PolicyX

book a free call

book a free call

No Spam, No Gimmicks Genuine, honest, and hassle-free
Personalised Insurance Advice Advice that fits your life & budget
24*7 Claim Assistance Hassle-free support whenever you need

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform
Published: 30 Nov -0001
Updated: 29 Jul 2026
Expert Verified
IRDAI Licensed

Our Achievements

  • 55 Lac+ Happy Customers
  • 31K+ Claims Served
  • 4.7 Rated on Google
  • 11+ Years

Why PolicyX.com?

The Power of X

No Gimmicks, Only Real Insurance Solutions. Cancelling out the spam, misselling, and misinformation.

100% Genuine & Free Advice

Our advisors are ever-ready to guide you towards your insurance goal.

Calling Through Appointment Only

You book the preferred day and time to talk to us. We promise, no spamming.

Rapid Claim Service

Our claim experts are working day and night to get your claim resolved without any headaches.

Other Platforms

Misselling & Misinformation

Call-centre employees selling policies without prior knowledge or expertise.

Untrustworthy Advice

People with no insurance background have flooded the market to earn commissions.

Disturbing Phone Calls

Most agents and websites will try to push-sell and keep spamming you for days.

Inaccessible Claim Assistance

Once the sale is completed, not many aggregators will offer you end-to-end claim services.

How to Compare Health Insurance?

Before investing in health insurance, consider the following factors to choose the best plan.

Connect with our insurance experts for genuine advice.

Incurred Claims Ratio

ICR measures the company's capability. Our advisors help you search for an insurer with a good ICR for quick claim support.

Network Hospitals

Trusted insurers have reputable network hospitals on their list to provide quality healthcare options to customers.

Riders & Add-ons

Select an insurer offering multiple riders/add-ons for end-to-end coverage and added support to your health policy.

Waiting Period

Most insurers have a waiting period of 30 days. We help you select insurers with the shortest waiting periods.

Co-payment

Many health plans have predefined co-payments. Select the best health policy offering minimum to no co-payment options.

Pre-policy Medical Check-up

Stressed about pre-policy medical check-ups? We'll help you choose the best health insurance without any medical check-up.

Why Speak To Our Experts?

Confused about choosing the right health insurance? Our insurance experts provide personalized guidance to help you make the best decision.

Customization

Get Personalized Plan Recommendations

Discount

Save More with Exclusive Discounts

Hassle Free

Hassle-free Claim Assistance

Verified Plans

Verified Plans from Top Insurance Providers

Clarity

Query-solving & Detailed Conversation with Experts

Customer's Speak

Why did they choose PolicyX.com?

Nisha Mary

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team's effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days, and I appreciate it a lot.

Nikita Anand

I purchased a health plan for the very first time and the support from PolicyX is commendable. A big thanks to you guys.

Ajay Shah

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help with renewing my health policy.

Priti Varshney

I highly appreciate the PolicyX team's help in settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024.

Vijay Rathod

For three years, my claims were rejected. Then, PolicyX reached out, noticed the issue, and successfully helped me recover ₹4.5 L. I'm truly grateful for their dedicated advisors and unwavering support!

Awards & Achievements

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Health Insurance Companies Network Hospitals

Aditya Birla
Bajaj Allianz
Bharti Axa
Care Health
Future Generali
HDFC Health
IFFCO Tokio
Manipal Cigna
Niva Bupa
SBI Health
Star Health
Tata AIG
New India
Universal Sompo

Health Insurance News

Recent updates and announcements from the health insurance industry.

Health News 14 Aug 2026

ICICI Prudential Launches iProtect Smart Her with 15% Lifetime Premium Discount for Women

ICICI Prudential launched iProtect Smart Her, a term plan designed for women. It offers a 15% lifetime premium discount, pregnancy break and women-spe…

Read full story
  • ICICI Prudential launched iProtect Smart Her, a term plan designed for women.
  • It offers a 15% lifetime premium discount, pregnancy break and women-specific health benefits worth up to ₹25,000.
  • Child Education Care provides a 10% annual increase in income payouts for 10 years.
Health News 11 Aug 2026

General Insurance Premium Rises 10.5% to ₹31,000 Crore in July

  India’s general insurance industry recorded 10.5% YoY growth in July, with total premium reaching ₹31,000 crore, up from ₹28,000 crore …

Read full story

 

  • India’s general insurance industry recorded 10.5% YoY growth in July, with total premium reaching ₹31,000 crore, up from ₹28,000 crore a year ago.

  • From April to July, premiums rose 11% YoY to ₹1.19 lakh crore.

  • Seven standalone health insurers grew premium income 30% YoY to ₹4,666 crore.

  • Star Health reported 18% growth to ₹1,803 crore, while United India Insurance grew 26% and Bajaj General Insurance 13%.

 

Health News 7 Aug 2026

Bajaj Life Launches Care Plus Rider

• Bajaj Life introduced the Care Plus Rider with health, wellness, and fitness benefits alongside life insurance. • The rider offers benefit…

Read full story

• Bajaj Life introduced the Care Plus Rider with health, wellness, and fitness benefits alongside life insurance.

• The rider offers benefits up to ₹2 lakh per year, including doctor consultations, health check-ups, gym access, and mental wellness support.

• It also provides an ATPD payout and waives future rider premiums after accidental total permanent disability.

 
 
 
Health News 6 Aug 2026

AstraZeneca India Introduces Dedicated Group Cancer Insurance

  First dedicated group cancer cover for employees in India. Offers up to ₹30 lakh coverage per employee. Covers pre-existing cancer withou…

Read full story

 

  • First dedicated group cancer cover for employees in India.

  • Offers up to ₹30 lakh coverage per employee.

  • Covers pre-existing cancer without a waiting period.

  • Aims to strengthen employee healthcare and financial protection.

 

Health News 31 Jul 2026

ICICI Pru Launches 10-Year Life Cover Under iProtect Smart Plus

ICICI Prudential Life launched a 10-year life cover option under ICICI Pru iProtect Smart Plus, offering high coverage at lower premiums for short-ter…

Read full story
  • ICICI Prudential Life launched a 10-year life cover option under ICICI Pru iProtect Smart Plus, offering high coverage at lower premiums for short-term financial needs.

  • The plan offers health and wellness benefits worth up to ₹67,100, ₹3 lakh instant claim payout, and 100% terminal illness payout.

  • The insurer reported a 99.3% claim settlement ratio and a 1-day average claim settlement turnaround in Q1 FY2027.

Health News 28 Jul 2026

Care Health Urges Early Hepatitis Screening Ahead of World Hepatitis Day

  Care Health Insurance stressed the importance of early hepatitis screening and vaccination. India has nearly 3.5 crore people living with chro…

Read full story

 

  • Care Health Insurance stressed the importance of early hepatitis screening and vaccination.
  • India has nearly 3.5 crore people living with chronic hepatitis B and C.
  • Viral hepatitis causes around 1.23 lakh deaths in India every year.
  • Early detection can help prevent cirrhosis, liver failure and liver cancer.
 
 
 

Share your Valuable Feedback

Rating Icon

Rated by 0 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free