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Google Ratings (2500+)

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11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform
Published: 30 Nov -0001
Updated: 29 Jul 2026
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IRDAI Licensed

Our Achievements

  • 55 Lac+ Happy Customers
  • 31K+ Claims Served
  • 4.7 Rated on Google
  • 11+ Years

Why PolicyX.com?

The Power of X

No Gimmicks, Only Real Insurance Solutions. Cancelling out the spam, misselling, and misinformation.

100% Genuine & Free Advice

Our advisors are ever-ready to guide you towards your insurance goal.

Calling Through Appointment Only

You book the preferred day and time to talk to us. We promise, no spamming.

Rapid Claim Service

Our claim experts are working day and night to get your claim resolved without any headaches.

Other Platforms

Misselling & Misinformation

Call-centre employees selling policies without prior knowledge or expertise.

Untrustworthy Advice

People with no insurance background have flooded the market to earn commissions.

Disturbing Phone Calls

Most agents and websites will try to push-sell and keep spamming you for days.

Inaccessible Claim Assistance

Once the sale is completed, not many aggregators will offer you end-to-end claim services.

How to Compare Health Insurance?

Before investing in health insurance, consider the following factors to choose the best plan.

Connect with our insurance experts for genuine advice.

Incurred Claims Ratio

ICR measures the company's capability. Our advisors help you search for an insurer with a good ICR for quick claim support.

Network Hospitals

Trusted insurers have reputable network hospitals on their list to provide quality healthcare options to customers.

Riders & Add-ons

Select an insurer offering multiple riders/add-ons for end-to-end coverage and added support to your health policy.

Waiting Period

Most insurers have a waiting period of 30 days. We help you select insurers with the shortest waiting periods.

Co-payment

Many health plans have predefined co-payments. Select the best health policy offering minimum to no co-payment options.

Pre-policy Medical Check-up

Stressed about pre-policy medical check-ups? We'll help you choose the best health insurance without any medical check-up.

Why Speak To Our Experts?

Confused about choosing the right health insurance? Our insurance experts provide personalized guidance to help you make the best decision.

Customization

Get Personalized Plan Recommendations

Discount

Save More with Exclusive Discounts

Hassle Free

Hassle-free Claim Assistance

Verified Plans

Verified Plans from Top Insurance Providers

Clarity

Query-solving & Detailed Conversation with Experts

Customer's Speak

Why did they choose PolicyX.com?

Nisha Mary

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team's effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days, and I appreciate it a lot.

Nikita Anand

I purchased a health plan for the very first time and the support from PolicyX is commendable. A big thanks to you guys.

Ajay Shah

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help with renewing my health policy.

Priti Varshney

I highly appreciate the PolicyX team's help in settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024.

Vijay Rathod

For three years, my claims were rejected. Then, PolicyX reached out, noticed the issue, and successfully helped me recover ₹4.5 L. I'm truly grateful for their dedicated advisors and unwavering support!

Awards & Achievements

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Health Insurance Companies Network Hospitals

Aditya Birla
Bajaj Allianz
Bharti Axa
Care Health
Future Generali
HDFC Health
IFFCO Tokio
Manipal Cigna
Niva Bupa
SBI Health
Star Health
Tata AIG
New India
Universal Sompo

Other Health Insurance Companies

Explore other top health insurers in India.

Health Insurance News

Recent updates and announcements from the health insurance industry.

Health News 15 Oct 2026

ICICI Lombard Q2 Profit Rises 15.5% as Motor and Health Insurance Sales Grow

  Net profit increased 15.5% year-on-year to ₹946 crore in Q2 FY27. Motor insurance net premiums grew 9%, while retail health premiums surged…

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  • Net profit increased 15.5% year-on-year to ₹946 crore in Q2 FY27.

  • Motor insurance net premiums grew 9%, while retail health premiums surged 49.5%.

  • Corporate health insurance premiums rose 47.5% compared with the previous year.

  • Net premiums earned climbed 17.7% to ₹6,652 crore, while the combined ratio worsened to 107%.

 

Health News 14 Oct 2026

Tata AIA Relaunches Vitality Programme with Lower Step Targets

1. Tata AIA Life Insurance has relaunched its Vitality wellness programme in India, lowering the daily step target for earning rewards from 7,500 to 5…

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1. Tata AIA Life Insurance has relaunched its Vitality wellness programme in India, lowering the daily step target for earning rewards from 7,500 to 5,000 steps.

2. Members earn points through walking, exercise and health checks. Their Bronze, Silver, Gold or Platinum status determines the premium discounts available at policy renewal.

3. The updated programme integrates Health Connect to track steps, heart rate and other health data. Members also receive discounts on fitness products, wearables and gym memberships through partner brands.

 

Health News 12 Oct 2026

Four Reforms Proposed to Build Trust in India’s Insurance Sector

Harsh Roongta has proposed four reforms to improve trust in insurance, including measuring protection per person instead of premiums collected as a sh…

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  • Harsh Roongta has proposed four reforms to improve trust in insurance, including measuring protection per person instead of premiums collected as a share of GDP.

  • He recommended launching Bima Sugam with commission-free term and health insurance plans, allowing consumers to compare prices and make informed decisions.

  • He also suggested fee-only insurance advisers and adding complaint records with their decisions to the proposed Public Insurance Registry to improve transparency and help consumers choose insurers.

Health News 29 Sep 2026

IRDAI Insurance Reforms May Expand Life Agent Networks, Tighten Health Commissions

  Proposed reforms could accelerate expansion of agency networks for life insurers, especially for individual pure-term products. IRDAI has p…

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  • Proposed reforms could accelerate expansion of agency networks for life insurers, especially for individual pure-term products.

  • IRDAI has proposed stricter commission caps across products, distribution channels and geographies.

  • Health insurance commission caps are proposed to be tighter than current payouts, according to Nomura.

  • Commission on new vehicle third-party insurance business is proposed at zero, compared with the earlier 2.5% cap.

 

Health News 28 Sep 2026

LIC Pensioners Hold Session on Group Mediclaim Policy

The Insurance Pensioners Association, Jammu & Kashmir, organised an awareness session on LIC’s Group Mediclaim Policy in Jammu. Around 50 LI…

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  • The Insurance Pensioners Association, Jammu & Kashmir, organised an awareness session on LIC’s Group Mediclaim Policy in Jammu. Around 50 LIC pensioners attended.
  • Speakers explained key policy provisions, healthcare benefits and issues relevant to retired LIC employees. The session also covered preventive healthcare and healthy lifestyle practices.

  • A question-and-answer session was held to address pensioners’ queries about the mediclaim policy and healthcare. Newly retired pensioners were also honoured at the event.

Health News 28 Sep 2026

Indiramma Bima Scheme to Launch on November 19

  Telangana government will launch the Indiramma Bima scheme on November 19. The scheme will provide ₹5 lakh free insurance coverage to every…

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  • Telangana government will launch the Indiramma Bima scheme on November 19.

  • The scheme will provide ₹5 lakh free insurance coverage to every family in the state.

  • Around 1.06 crore families are already receiving 6 kg of fine rice per month under the state’s welfare programmes.

  • Rajiv Aarogyasri health insurance coverage has also been increased from ₹5 lakh to ₹10 lakh for poor families.

 

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