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Aditya Birla Activ Care Classic Plan
INR 28,373
VS
Star Assure Plan
Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and severity. Amid all the contingencies of seniority, the most important thing that our elders expect is to get proper treatment and services during unavoidable health issues.
To help our elders deal positively with their ascending age and health issues, buying health insurance is the best solution ever. Health insurance plans for senior citizens offer a wide coverage option and seamless 24/7 support to maintain a healthy lifestyle. Aditya Birla Activ Care Classic Health Insurance Plan for Senior Citizens is an insurance product that has all the coverage benefits that they would require in their lifetime.
The major features of the Aditya Birla Activ Care Classic plan include cashless treatment at home, a personal health coach, health and wellness assistance, home lifestyle support benefits, advanced health check-ups and home nursing. Another innovative USP of this plan is that it covers 586 types of daycare procedures and COVID-19 treatment procedures with a waiting period of only 15 days. Apart from that, this plan also offers you the best treatment options in the comfort of your home.
Let us now discuss the features and unique benefits that the Aditya Birla Activ Care Classic plan has to offer you from the age of 55 to 80 years. Read further to know more about it.
| PLAN DETAILS |
Aditya Birla Activ Care Classic Plan |
Star Assure Plan |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Applicable |
| Plan Entry Age | Min- 55 years, Max 80 years | Child: 16 Days - 17 Years, Adult: 18 - 75 Years |
| Plan Premium Entry Age and S/A | INR 28,373 | 9762 |
| Plan Waiting Period | 30 days | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | INR 28,373 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 2 years | 1/2/3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96 | 99.06 |
| Solvency Ratio | 1.88 | 2.21 |
|
Aditya Birla Health Insurance Star Health Insurance Plan Detailed Review |
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