Manipalcigna Prime Advantage Plan vs National Health Personal Accident Policy Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

PLAN DETAILS

Manipalcigna Prime Advantage Plan

National Health Personal Accident Policy

Product Type Individual and Family Health Insurance Accident Health Insurance
Key Features
(Key features of the plan)
  • 360 Degree Family Coverage
  • Additional Wellness Programs
  • OPD Charges Covered
  • PPD/ PTD & TTD cover
  • Accidental death coverage
  • Assured death payout
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
15000 3200
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Available -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Available -
Plan Entry Age Children: 91 days to 25 years, Adults: 18 years to no limit 5 years - 70 years
Plan Waiting Period 30 N/A
Plan Coverage In-patient hospitalization, AYUSH treatment, air ambulance, bariatric surgery, maternity & newborn cover, worldwide emergency hospitalization, OPD benefits. -
Plan Sample Premium 12,640 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 1 year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Covered -
Global Coverage Covered -
Claim Ratio 98 91.31
Solvency Ratio 1.76 -0.67

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free