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Aditya Birla Activ Fit Plus Plan
VS
3937-1730269249.webp){kind=logo}
Optima Restore Plan
8852
Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer
You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy!
YES, you heard this right. Don't you trust us? Let us explain this to you further, read on.
So, the Aditya Birla Activ Fit Plus health plan gives you a versatile range of benefits that leads you to improve your overall well-being, be it physical, emotional, mental, or social. This plan is a boon for young adults or Gen-Zs, as it provides;
| PLAN DETAILS |
Aditya Birla Activ Fit Plus Plan |
Optima Restore Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Covered |
| Plan Entry Age | Min- 90 days, Max- 45 years | 5 to 65 years |
| Plan Premium Entry Age and S/A | - | 8852 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual & Family floater |
| Plan Sample Premium | - | 8852 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1, 2 years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 96 | 95.30 |
| Solvency Ratio | 1.88 | 2.00 |
|
Aditya Birla Health Insurance HDFC Ergo Health Insurance Plan Detailed Review |
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