Care Senior Plan vs Asha Kiran Policy Health Insurance Plan 2026 | PolicyX

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Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It provides the flexibility to choose a sum insured that best suits your healthcare needs and will not be a financial burden, especially after retirement. Enjoy your second innings to the fullest, as the Care Senior plan will take care of your health-related financial issues.

PLAN DETAILS

Care Senior Plan

Asha Kiran Policy

Product Type Senior Citizen Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • No pre-policy check-up
  • Annual rewards available
  • Reduction in wait period
  • Girl Child policy
  • Discount on premiums
  • Critical illness benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
11400+ 3000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Covered
Plan Entry Age 61 Years - No max age limit 18 to 65 Years
Plan Premium Entry Age and S/A 14,448 4,347
Plan Waiting Period 30 30
Plan Coverage Senior Citizen Coverage -
Plan Sample Premium 14,448 4,347
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 Year
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 97 90.73
Solvency Ratio 1.74 1.91
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