Star Cancer Care Platinum Policy vs Star Parents Plan Health Insurance Plan 2026 | PolicyX

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Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family prepare financially for the tough battle against a deadly disease like cancer. The Star Cancer Care Platinum Insurance Plan is a one-year individual health insurance plan for individuals aged 5 months to 65 years.

Key coverage features include:

Sum insured options range from INR 5 to 10 Lakhs, along with wellness and hospice care benefits. A 10% co-pay applies if the policy is purchased or renewed at age 61 years or above.

PLAN DETAILS

Star Cancer Care Platinum Policy

Star Parents Plan

Product Type Critical Illness Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • SI Upto 10 L
  • Hospice Care
  • Pain Management
  • No medical examinations
  • High sum insured
  • Daycare procedures
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 18 to 65 Years 60 - 75 Years
Plan Premium Entry Age and S/A 27,854 -
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1 / 2 / 3 year
ICU Charges Covered -
Covid-19 Treatment Not Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Not Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 99.06 99.06
Solvency Ratio 2.21 2.21
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