Bajaj General Health Insurance Policy Cancellation
Stop! Stop! Stop! Don’t go back without knowing how to cancel your Bajaj General Health Insurance policy.
How easy and accessible everything has become nowadays, no? With just one click, you can shop or return a product. The same happens with health insurance policies as well. You can buy any health insurance with just a few clicks. Similarly, if you don’t want to keep it, if it doesn’t serve your needs, or if its terms and conditions don’t align with your requirements, you can tap on your phone’s screen and cancel it anytime.
After all, it’s a customer’s right to keep or surrender a policy. So, we’ve figured out the most simple ways how to cancel Bajaj General Health Insurance. Read further about how you can proceed with canceling it, how to connect with the customer care of Bajaj General/Health Insurance Company, and other vital points.
When should I cancel my Bajaj General Health Insurance policy?
Every insurance company must provide the policyholders with a free-look period in which they could be able to review and rethink their policy’s continuation coverage. The Bajaj General Health Insurance allows a free-look period of 30 days in which they can decide whether they want to keep the health insurance policy active or just cancel it.
However, if you feel that the health policy’s terms and conditions and coverage benefits are not satisfactory or not sufficient or just didn’t work like how you wanted to. You have a choice of canceling it after the free-look period by giving a written notice to your health insurer 15 days before initiating the cancellation.
What refunds can I expect after cancelling the Bajaj General health policy?
Every policyholder is entitled to get a refund after canceling the Bajaj General Health Insurance Policy. Know here what are the refund benefits upon Bajaj General Health policy cancellation and what you’ll receive for the same:
| Policy tenure - 1 Year | Refund amount (in %) |
|---|
| Up to 1 month | 75% |
| Up to 3 Months | 50% |
| Up to 6 Months | 25% |
| Exceeding 6 Months | Nil |
*This is an illustration of a common refund of the paid premium up to 1 year of the actively serving policy. The policy term for 2/3/others is a variable of different premium refunds that are already mentioned in your policy documents.
What are the deductions on the refund I’ll get on cancellation?
You get a full refund on canceling Bajaj General Health Insurance in the free-look period. However, there would be some specified deductions on the overall refund of your premium amount, the specifications of which are mentioned as follows:
- Administrative charges and/or stamp duty
- Proportionate risks of the premium
- Expenses related to health check-ups before the issuance of your policy (if applicable).
How to cancel Bajaj General Health Insurance policy?
If the policyholder is not satisfied with the Bajaj General Health Insurance, they are free to withdraw the policy. Read below the steps through which you can cancel your Bajaj General Health Insurance:
Step 1
Get the policy cancellation form and fill it out carefully with the asked details (about personal data, policy details, etc), and attach your reason for the cancellation of the Bajaj General Health Insurance policy.Step 2
Visit the official website of Bajaj General Health Insurance or the nearest branch of the company and submit your cancellation form with the policy documents and valid reason for the cancellation there.Step 3
Once you submit the policy cancellation forms and documents that are required, the insurer will make a confirmation of the cancellation and initiate the payout specified according to the policy documents.Step 4
This is the final stage of the cancellation procedure, where you need to choose in which form you want to receive the payout, like, via cheque which may take them to complete cancellation approximately 8 to 10 working days. Similarly, if you choose to get the direct payout, it may take somewhere around 7 to 8 days.
Contact details and visiting address of the Bajaj General Health Insurance
Check down the visiting address and the customer care number of Bajaj General Health Insurance Company:
| Contact Details |
| Toll-free number | 1800 209 0144 | 1800 209 5858 |
| Senior citizen support | seniorcitizen@bajajGeneral.co.in |
| Chat with us | ’BOING’ customer support chatbot |
| Customer care Email ID | bagichelp@bajajGeneral.co.in |
| Registered Office | Bajaj General General Insurance Company Bajaj General House, Airport Road, Yerawada, Pune-411006 |
Being a policyholder, you are eligible to choose whether you want to keep a health policy or discontinue the same. This is when you decide to quit the insurance policy due to some personal reasons or are not satisfied with the coverage or terms & conditions of the policy. However, no insurance company encourages one to withdraw health insurance. The reason is that you’ll not be able to get medical and financial support from the policy when you need it for an unexpected medical emergency.
If you are still stuck somewhere with ’how to cancel Bajaj General Health Insurance’, you can count on us. Reach out to the expert advisors of PolicyX at 1800 4200 269 or shoot us an email at helpdesk@policyx.com.
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