Bajaj General Health Insurance Policy Cancellation | PolicyX
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Bajaj General Insurance Cancellation

Learn how to cancel your Bajaj General Health Insurance policy.

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Bajaj General Health Insurance Policy Cancellation

Learn how to cancel your Bajaj General Health Insurance policy.

Today, buying or returning products is easy with just a click. The same applies to health insurance policies. You can buy any health insurance online with a few clicks, and similarly, if a policy no longer meets your needs or its terms and conditions don't align with your requirements, you can cancel it.

Policyholders have the right to keep or surrender a policy. This guide outlines the simple steps to cancel your Bajaj General Health Insurance policy, including how to connect with Bajaj General/Health Insurance customer care and other important details.

When should I cancel my Bajaj General Health Insurance policy?

Every insurance company provides policyholders with a free-look period to review and reconsider their policy's coverage. Bajaj General Health Insurance offers a 30-day free-look period, during which you can decide whether to keep the health insurance policy active or cancel it.

If you find that the health policy's terms, conditions, or coverage benefits are unsatisfactory after the free-look period, you can still cancel it by providing a written notice to your health insurer 15 days before the intended cancellation date.

What refunds can I expect after cancelling the Bajaj General health policy?

Every policyholder is entitled to a refund after canceling their Bajaj General Health Insurance Policy. Here are the refund benefits you can expect upon cancellation:

Policy tenure - 1 YearRefund amount (in %)
Up to 1 month75%
Up to 3 Months50%
Up to 6 Months25%
Exceeding 6 MonthsNil

*This illustration shows common premium refunds for an active 1-year policy. Refunds for policy terms of 2, 3 years, or others will vary and are detailed in your policy documents.

What are the deductions on the refund I'll get on cancellation?

While you receive a full refund when canceling Bajaj General Health Insurance during the free-look period, certain deductions apply to the overall premium refund amount. These include:

  • Administrative charges and/or stamp duty
  • Proportionate risks of the premium
  • Expenses related to health check-ups before the issuance of your policy (if applicable).

How to cancel Bajaj General Health Insurance policy?

If a policyholder is not satisfied with their Bajaj General Health Insurance, they can withdraw the policy. Here are the steps to cancel your Bajaj General Health Insurance policy:

  • Step 1

    Get the policy cancellation form and fill it out carefully with personal and policy details, and state your reason for cancellation.
  • Step 2

    Visit the official Bajaj General Health Insurance website or your nearest branch to submit the cancellation form, policy documents, and reason for cancellation.
  • Step 3

    Once the required forms and documents are submitted, the insurer will confirm the cancellation and initiate the payout as specified in your policy documents.
  • Step 4

    In the final stage, choose your preferred payout method. Payouts via cheque may take approximately 8 to 10 working days, while direct payouts typically take 7 to 8 days.

Contact details and visiting address of the Bajaj General Health Insurance

Check the visiting address and customer care number of Bajaj General Health Insurance Company:

Contact Details
Toll-free number1800 209 0144 | 1800 209 5858
Senior citizen support[email protected]
Chat with us'BOING' customer support chatbot
Customer care Email ID[email protected]
Registered OfficeBajaj General Insurance Company Bajaj General House, Airport Road, Yerawada, Pune-411006

As a policyholder, you have the right to choose whether to keep or discontinue a health policy. This choice arises if you have personal reasons or are dissatisfied with the policy's coverage or terms and conditions. However, no insurance company encourages withdrawing health insurance, as you will lose crucial medical and financial support during unexpected emergencies.

If you need further assistance with Bajaj General Health Insurance cancellation, you can contact PolicyX expert advisors at 1800 4200 269 or email us at [email protected].

Video reviews

Walkthroughs from the PolicyX team on Bajaj General Insurance Cancellation.

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18,400+ cashless hospitals

Find a Bajaj General Health Insurance network hospital near you — no out-of-pocket payment at admission.

Bajaj General Health Insurance Policy Cancellation: FAQs

The 3 most-asked questions about Bajaj General Insurance Cancellation, answered.

Yes, you can cancel your Bajaj General Health Insurance within the free-look period or after this period (till your policy documents say you’re entitled to get a premium refund in the specified time frame).
No, some specifications of cancellation refund are applicable as mentioned in your policy documents depending on the policy tenure and the period till your policy was active.
Yes, you can cancel your Bajaj General Health policy online by visiting their official website, then log in to your account and fill in the details of your policy. Proceed on the ’cancel policy’ to initiate the cancellation of the policy.

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