Bajaj General Health Insurance for Seniors | PolicyX
Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General Health Insurance for Senior Citizens

Bajaj General Health Insurance offers specialized plans for senior citizens (60-80 years), designed to cover their unique healthcare needs. These plan ...Read More

99.23%
Claim settlement
25 Cr
Max sum insured
21
Active plans
1100+
Pan India presence
🛡️ IRDAI Approved
4.4/5 · 2,711 reviews
🏥 18,400+ hospitals
📊 3.25x solvency ratio
99.23% claim settlement
Written by Anshika Ojha
Reviewed by Raj Kumar
Published: 14 Oct 2024
Updated: 27 Jul 2026
Expert Verified
IRDAI Licensed

Bajaj General Health Insurance for Senior Citizens

As a person grows older, the possibility and severity of certain diseases increase. Consequently, the elderly are often burdened with increased healthcare bills. However, many senior citizens do not have a regular source of income apart from their pension. Bajaj General Health Insurance for senior citizens offers special features designed to financially secure the elderly during their second innings in life.

Senior Citizen Health Insurance is specifically designed for individuals between 60 and 80 years of age. A dedicated health insurance plan for seniors not only secures their health while dealing with old-age issues but also offers several benefits such as coverage for pre and post-hospitalization, in-patient hospitalization, and no pre-screening, among others.

Bajaj General Insurance for Senior Citizens offers versatile plans like the Silver Health plan. It is an exclusive health insurance policy for senior citizens that protects them from healthcare expenses. The Silver Health Plan is a comprehensive medical insurance policy for senior citizens, providing coverage against critical illnesses, hospitalization, and medical check-ups, along with additional features.

Key Benefits of Bajaj Health Insurance for Senior Citizens

Bajaj General Health Insurance for senior citizens is a popular choice among customers for their senior citizen insurance needs. Let us look at the company’s performance and key features to help you analyze the company.

  • Ease of Treatment at Network Hospitals: Bajaj General Health Insurance for senior citizens has a tie-up with more than 8000+ network hospitals. These hospitals allow policyholders to avail cashless treatments during a medical emergency.
  • High Sum Insured: Bajaj General Health Insurance for senior citizens offers a high sum insured, allowing policyholders to live stress-free.
  • Pre and Post Hospitalization Cover: Bajaj Health Insurance for senior citizens offers pre & post hospitalization expenses that can be covered under specified OPD expenses.
  • Discount: Under Bajaj Health Insurance plans for senior citizens, policyholders can avail a 5% family discount for each member covered.
  • Customizable Plan Options: Bajaj General Health Insurance for senior citizens offers highly customizable plans, providing long-term protection and financial security.

Bajaj Health Insurance Plans for Senior Citizens

Bajaj Health Insurance offers comprehensive senior citizen plans with high coverage options and benefits, ensuring a hassle-free life for seniors.

Inclusions

  • Pre and post-hospitalization expenses
  • Ambulance charge cover
  • Pre-existing illness cover
  • Outpatient expenses & hospitalization expenses covered for self & spouse on floater basis
  • 130 day care procedures
  • Free health check-up at designated Bajaj General empanelled diagnostic centers after every 4 claim-free policy periods
  • Modern treatments

Exclusions

Permanent Exclusions

  • Hospitalization due to war, riot, strike, and nuclear weapons
  • Intentional self-injury
  • AIDS
  • Miscarriage and abortion
  • Congenital disease
  • Infertility and in vitro fertilization

Video reviews

Walkthroughs from the PolicyX team on Bajaj General Health Insurance for Senior Citizens.

Bajaj Health Insurance

Bajaj Health Insurance

Explore Bajaj General Health Insurance plans

Health plans offered by Bajaj General Health Insurance — click any plan to see full details.

Individual Bajaj General HERizon Care

Bajaj General HERizon Care

Bajaj HERizon Care is an exclusive health insurance plan for women, offering comprehensive coverage for their holistic health and wellness …

  • Exclusive plan for women
  • Covers prophylactic surgeries
  • Vita Shield and Cradle Care
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Individual Criti Care

Criti Care

Bajaj General Critical Illness Health Insurance Plans offer financial protection against 43 critical illnesses, including all-stage cancer,…

  • 43 CI Cover
  • All-Stage Cancer Cover
  • Physiotherapy Care
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Top Up and Super Top Up Bajaj General Extra Care Plus

Bajaj General Extra Care Plus

Bajaj General Extra Care Plus is a super top-up health insurance plan, extending existing coverage to protect against escalating medical ex…

  • Bajaj General Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years
View plan
Senior Citizen Health Insurance Silver Health Plan

Silver Health Plan

The Bajaj General Silver Health Plan offers comprehensive medical coverage tailored for senior citizens, providing a safety net for healthc…

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy
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Accident Health Insurance Bajaj General Personal Accident Policy

Bajaj General Personal Accident Policy

Bajaj General Personal Accident Policy offers a financial safety net against the unforeseen impact of accidental death or injury, protectin…

  • High sum insured
  • Death cover
  • Disability cover
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Individual and Family Health Insurance Bajaj General Arogya Sanjeevani

Bajaj General Arogya Sanjeevani

Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families, covering hospitalization, AYUSH, and pre/post-…

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes
View plan

18,400+ cashless hospitals

Find a Bajaj General Health Insurance network hospital near you — no out-of-pocket payment at admission.

Frequently Asked Questions

The 5 most-asked questions about Bajaj General Health Insurance for Senior Citizens, answered.

Bajaj General offers versatile senior citizen insurance solutions. Individuals can purchase the Silver Health Plan which is an adequate health plan if you are a senior citizen and are looking for an insurance plan or just want to safeguard your parents post-retirement.
The eligibility criteria for health insurance for senior citizens is as follows: Minimum entry age: 18 Years Maximum entry age: 75 Years
Policyholders can look up premium charts on the official website of Bajaj General General Insurance.
An initial Waiting period of 30 days is applicable Pre-existing diseases waiting period - 12 months Specific diseases waiting period - 12 months
Yes, you can avail of free health check-ups at the designated medical centers at the end of four continuous claim-free years.

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