Bajaj General Silver Health Plan

Overview

Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen looking for an insurance plan or want to safeguard your parents post-retirement.

Bajaj General Silver Health is a health insurance plan for senior citizens that provides a safety net to people post-retirement and facilitates their medical treatments. Healthcare can get expensive as you age, and this policy ensures that all your healthcare costs are covered.

Bajaj General Silver Health Plan offers coverage to you and your spouse for expensive medical care. It includes pre and post-hospitalisation charges, ambulance charges, and health check-ups.

The policy also covers pre-existing illnesses from the second year of policy commencement. It also offers cashless and reimbursement benefits.

Bajaj General Silver Health Plan Benefits

Tax Benefits

Premiums paid for this plan are eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Discounts

• A 5% family discount is offered if two or more eligible family members are covered under a single policy.
• A 5% discount is offered for policies purchased through direct/online channels.
• An 8% discount is offered if a policyholder opts for a 3-year policy term.

Portability

You can easily port to Bajaj General Silver Health Plan without losing accumulated benefits, even if currently insured with another provider.

Health Check-up

Policyholders receive a complimentary health check-up every four claim-free years.

Exclusions

Permanent diseases or health conditions that are not included under the Bajaj General Silver Health Plan are:

• Hospitalisation due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital diseases
• Infertility and in-vitro fertilisation

Certain diseases and treatments are covered under this plan after a specific period:

• Listed ailments after 12 months
• Pre-existing diseases after 12 months