Bajaj General My Health Care Plan

Overview

Bajaj General My Health Care Plan is a truly flexible plan for personalized healthcare. The health insurer offers a bouquet of features, allowing insured individuals to curate health insurance benefits and components suitable for their family's needs and requirements.

The USPs of My Health Care Plan by Bajaj General are:

• 2X OPD Benefit
• Sum Insured Options up to 5 Crores
• Inbuilt Baby Care Cover
• 50% Cumulative Bonus
• Inbuilt Maternity Cover, and more.

Bajaj General My Health Care Plan offers a wide range of sum insured options between 3 Lakhs to 5 Crores, making the plan highly versatile with multiple features and optional benefits. The plan is available as an individual and family floater plan and can be purchased for a policy term of up to 3 years.

To understand more about how the insurance plan fits your family's requirements, read more.

Bajaj General My Health Care Plan Benefits

The plan offers a plethora of benefits and features to the insured individual. Here are a few:

• Loss of Income Cover

  If an insured individual is hospitalized for a minimum of 72 consecutive hours due to illness or accidental injury during the policy period, a weekly payment is provided as per the policy schedule.

• International Emergency Coverage

  Insured individuals can avail emergency international coverage for hospitalization outside of India, anywhere across the world, up to a specified amount as per the policy schedule. A mandatory co-payment of 10% will be applicable under this benefit.

• Sum Insured Enhancement

  Bajaj General My Health Care Plan offers sum insured enhancement benefits at the time of policy renewal, as per your needs and requirements.

• Multiple Discounts

  Bajaj General Health Care Plan offers multiple discounts such as a 15% family discount, 8% long-term policy discount, 20% employee discount, 5% online discount, 5% loyalty discount, and wellness discounts.

• Accident and Major Illnesses Cover

  If an insured individual is hospitalized due to critical illnesses listed in the policy or accidental bodily injuries during the cover period, the sum insured for such major illnesses or injuries would be increased up to 2 times the 'inpatient hospitalization treatment' sum insured.

Exclusions

Permanent diseases or health conditions not included under the Bajaj My Health Care Plan are:

• Obesity and Weight Management
• Cosmetic or Plastic Surgeries
• Change of Gender Treatments
• Sterility and Infertility Treatments

Certain diseases and treatments are covered under this plan after a specific waiting period. Details are below:

• Listed ailments after 24 Months
• Pre-existing diseases after 36 Months

Conclusion

Bajaj General My Health Care Plan is a versatile health plan offering 360-degree protection to customers. When purchasing the health plan, you can opt to cover family members along with yourself.

With a plethora of benefits and features, it is an ideal healthcare plan for people who want a highly customizable plan.

With multiple optional covers like loss of income, international medical care, and major illness and accident coverage, Bajaj General My Health Care Plan provides efficient protection for you and your loved ones.

Bajaj General My Health Care Sample Premium

For a better understanding of the premium payable under the My Health Care Insurance, PolicyX.com has calculated sample premium amounts for different sum insured options based on various family sizes. Refer to the tables below:

For 2 Adults

For 2A+1C

For 2A+2C