Overview
The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have a suitable health insurance policy.
Whether you're on a work trip abroad, traveling for leisure, or residing outside India, the Bajaj General Global Health Care plan has you covered. It includes in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, ambulance charges, and preventive health check-ups.
Learn more about the Bajaj General Global Health Care Plan, including its eligibility criteria, benefits, specifications, and exclusions, by reading further.
Benefits of Bajaj General Global Health Plan
There are multiple domestic and international healthcare benefits of Bajaj General Global Health Insurance Plan, some of which are listed below:
- Daily Cash Benefit: Avail daily hospital cash benefits while getting treated for in-patient hospitalization for up to 25 nights (for the Imperial Plus variant).
- Rehabilitation Care: The policyholder's occupational, physical, or speech therapy needs are covered for rehabilitation care.
- Modern Treatment Cover: Apart from the defined sub-limits of this policy, the policyholder needs to pay some amount for modern treatment care upfront, and the rest of the medical bills will be paid out of their policy.
- Adequate Sum Insured: Global Health Care Insurance of Bajaj General offers adequate sum insured options for domestic as well as international healthcare benefits, ensuring ultimate health support with this policy.
- Mental Health Treatment Cover: The policyholder can avail of mental illness treatment cover from a recognized psychiatric unit of the insurer’s selected hospital, up to the sum insured limit mentioned in the policy documents.
- Tax Benefits: All premiums paid towards the Bajaj General Global Health Care Plan are eligible for tax benefits under Section 80D of the Income Tax Act, 1961.
Exclusions
Permanent diseases or health conditions that are not included under Bajaj General Global Health Care Policy are:
- Pre-existing diseases
- Specified disease/procedure waiting periods
- 30-day waiting period for cover benefits (except accidental mishaps)
- Investigation and evaluation
- Rest cure, rehabilitation, and respite care
- Hearing aids (unless specified in your policy documents)
- Obesity/weight control
- Change-of-gender treatments
- Cosmetic or plastic surgery
- Hazardous or adventure sports
- Breach of law
- Excluded providers
- Treatment for alcoholism, drug, or substance abuse
- Dietary supplements and substances that can be purchased without a prescription
- Refractive error
- Unproven treatments
- Sterility and infertility
Final Words
Unlike a mediclaim policy, the Bajaj General Global Health Care plan is a comprehensive package that offers ultimate healthcare benefits to the insured. No matter where you travel, it will protect you unconditionally, helping you receive advanced medical care and save money.
Want to know more about the Bajaj General Global Health Care plan? Reach out to our customer care executives at 1800 4200 269 and get your queries resolved.
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