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Bajaj General HERizon Care
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellnes…
- Surrogacy support
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Bajaj General Health Insurance
Bajaj General Global Health Care
From in-patient and out-patient hospitalizations, daycare procedures, ...Read More
Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,711 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement
About Bajaj General Global Health Care
A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.
The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have a suitable health insurance policy.
Whether you're on a work trip abroad, traveling for leisure, or residing outside India, the Bajaj General Global Health Care plan has you covered. It includes in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, ambulance charges, and preventive health check-ups.
Learn more about the Bajaj General Global Health Care Plan, including its eligibility criteria, benefits, specifications, and exclusions, by reading further.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
Child: 3 months - 30 years Adult: 18 - 65 years
Plan type
Individual
Sum insured options
₹35 L, ₹56 L, ₹75 L, ₹1 L, ₹3 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1 year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Preventive health check-up
- Pre and post-hospitalization cover
- Compassionate visit
- Mental health cover.
Cons
- Obesity/weight control
- Change of gender treatments
- COVID-19 not covered
- Hazardous or adventure sports
- Maternity not covered.
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Not covered
- Cataract Not covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Not covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Covered
- Sub-limits Covered
- Compassionate travel Covered
- Global coverage Covered
Benefits of Bajaj General Global Health Plan
There are multiple domestic and international healthcare benefits of Bajaj General Global Health Insurance Plan, some of which are listed below:
-
Daily cash benefit
Avail daily hospital cash benefits while getting treated for in-patient hospitalization for up to 25 nights (for the Imperial Plus variant).
-
Rehabilitation care
The policyholder's occupational, physical, or speech therapy needs are covered for rehabilitation care.
-
Modern treatment cover
Apart from the defined sub-limits of this policy, the policyholder needs to pay some amount for modern treatment care upfront, and the rest of the medical bills will be paid out of their policy.
-
Adequate sum insured
Global Health Care Insurance of Bajaj General offers adequate sum insured options for domestic as well as international healthcare benefits, ensuring ultimate health support with this policy.
-
Mental health treatment cover
The policyholder can avail of mental illness treatment cover from a recognized psychiatric unit of the insurer’s selected hospital, up to the sum insured limit mentioned in the policy documents.
-
Tax benefits
All premiums paid towards the Bajaj General Global Health Care Plan are eligible for tax benefits under Section 80D of the Income Tax Act 1961.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Permanent diseases or health conditions that are not included under Bajaj General Global Health Care Policy are:
- Pre-existing Diseases
- Specified disease/procedure waiting periods
- 30-day waiting period for cover benefits (except accidental mishaps)
- Investigation & Evaluation
- Rest cure, rehabilitation, and respite care
- Hearing aids (unless specified in your policy documents)
- Obesity/Weight Control
- Change-of-gender treatments
- Cosmetic or plastic surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Treatment for alcoholism, drug or substance abuse
- Dietary supplements and substances that can be purchased without a prescription
- Refractive Error
- Unproven Treatments
- Sterility and Infertility
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry Age: 3 months: 65 years Sum Insured: 37.5 L - 3.75 Cr Waiting Period: 30 Days
Other features & benefits
Final Words
Unlike a mediclaim policy, the Bajaj General Global Health Care plan is a comprehensive package that offers ultimate healthcare benefits to the insured. No matter where you travel, it will protect you unconditionally, helping you receive advanced medical care and save money.
Want to know more about the Bajaj General Global Health Care plan? Reach out to our customer care executives at 1800 4200 269 and get your queries resolved.
Bajaj General Global Health Care: FAQs
The 5 most-asked questions about Bajaj General Global Health Care, answered.
Bajaj Global Health Care insurance policy provides domestic and international coverage.
Bajaj General overseas health insurance provides outstanding coverage for healthcare needs at affordable premiums. Reach out to customer support of PolicyX to know more.
You can buy this health insurance plan in India and travel internationally afterwards.
Anyone who is a resident of India and above the age of 18 years is eligible to buy this health plan.
The waiting period for getting policy benefits of the global healthcare Bajaj General plan is 30 days, except for an accident that causes an emergency to the policyholder.
Conclusion
Bajaj Allianz Global Health Care is a comprehensive international health insurance plan offering wor
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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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