Bajaj General Health Care Supreme

Overview

Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incurred on treatment and offers a wide range of benefits, covering maximum expenses related to illnesses and accidents. Bajaj General Health Care Supreme offers individual, floater, and group policy coverage types, protecting against various medical issues. Bajaj General is known for delivering products equipped with innovative solutions and technical expertise. Health Care Supreme is available in three variants: Vital, Smart, and Ultimo. The sum insured ranges from Rs. 5 Lakh to Rs. 50 Lakh, depending on the variant chosen.

Optional Covers

The plan offers several optional covers that allow you to get enhanced coverage and customize your plan as per your needs and requirements.

Discounts

The plan offers several discounts if one chooses to opt for a long-term policy or add more than one family member to their policy. The discounts available under the plan are as follows:

• 5% discount for opting for all available add-on covers with the base policy.
• 5% family discount when two or more family members are covered under one policy.
• 5% renewal discount for claim-free policyholders.
• 5% to 30% group discount based on the size of the group.
• 4% discount on a 2-year policy term.
• 8% discount on a 3-year policy term.

Tax Benefits

The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital disease
• Infertility and in vitro fertilization
• Listed ailments after 12 months
• Pre-existing diseases after 24 months