Bajaj General Star Package

Overview

Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against medical emergencies. The plan offers coverage for various health risks, education grants, household content, baggage during travel, and public liability.

Under the Bajaj Allianz Star Package Policy, insured individuals can choose from 8 coverage sections, out of which a minimum of 3 must be selected.

This wide range of coverage provides financial security and flexibility, allowing you to customize the health insurance plan according to your needs. With the health guard coverage, insured individuals can avail of efficient medical care features like room rent, ICU expenses, wellness benefits, convalescence benefits, and more.

Bajaj Allianz Star Package Policy Benefits

Bajaj Allianz Star Package Policy offers a multitude of benefits and features to insured individuals, allowing them to avail the full potential of the respective plan. To know more about the benefits, read below:

• 8 Benefit Sections

  Under the Bajaj Star Package Insurance Policy, insured individuals can avail of 8 benefit sections spread across various aspects of financial protection. The plan offers 360-degree protection by providing coverage for medical care, education, travel, public liabilities, personal accidents, and more.

• Critical Illness Benefit

  Bajaj Star Package Policy offers critical illness coverage to insured individuals. Critical illnesses covered under the plan include Heart attack, Open Chest CABG, Stroke, Cancer, Kidney Failure, Organ Transplant, Multiple Sclerosis, Neurosurgery, Joint Replacement, and more.

• Personal Accident

  Bajaj Allianz Star Package covers personal accidents, including death due to accident, permanent total disability, permanent partial disability, and temporary total disability. This benefit safeguards you and your family in the face of medical adversity.

• Education Grant

  In case of accidental death or permanent total disability, the sum insured would be payable to the dependent child of the insured individual. The sum insured would be used to continue the education of the dependent child.

• Wellness Benefit

  Bajaj Allianz Star Package Policy provides wellness program benefits within the health guard section of the plan. Insured policyholders are entitled to up to 10% health discounts and rewards on renewal, provided they fulfill the tasks mentioned in the policy schedule.

Exclusions

• Obesity and weight management surgeries
• Treatments due to substance abuse
• Change of gender treatments
• Sterility and infertility-related treatments
• Cosmetic Surgeries
• Listed ailments after 24 months
• Pre-existing diseases after 36 months

Bajaj Allianz Star Package Sample Premium

To better understand how much premium you need to pay under the Star Package, we at PolicyX.com have calculated the premium amount for different sum insured options based on different family sizes. Refer to the table below:

For 1 Adult

For 2 Adults + 1 Child

For 2 Adults + 2 Children