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Bajaj General HERizon Care
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellnes…
- Surrogacy support
- Oocyte donor cover
- Nurture Nest
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Bajaj General Health Insurance
Bajaj General Star Package
Life is full of uncertainties and unexpected events. The death, injury ...Read More
Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,711 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement
About Bajaj General Star Package
A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.
Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against medical emergencies. The plan offers coverage for various health risks, education grants, household content, baggage during travel, and public liability.
Under the Bajaj Allianz Star Package Policy, insured individuals can choose from 8 coverage sections, out of which a minimum of 3 must be selected.
This wide range of coverage provides financial security and flexibility, allowing you to customize the health insurance plan according to your needs. With the health guard coverage, insured individuals can avail of efficient medical care features like room rent, ICU expenses, wellness benefits, convalescence benefits, and more.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 to 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹30 L, ₹50 L, ₹75 L, ₹2 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Super cumulative bonus
- Co-pay available
- 8 benefit options
Cons
- Domiciliary hospitalisation not covered
- OPD coverage not available
- Weight management treatments not covered
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Not covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Not covered
- Vaccination Covered
Conditions & global
- Co-payment Applicable
- Sub-limits Applicable
- Compassionate travel Not covered
- Global coverage Not covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Bajaj Health Insurance
This video explains Bajaj Health Insurance in detail.
Bajaj Allianz Star Package Policy Benefits
Bajaj Allianz Star Package Policy offers a multitude of benefits and features to insured individuals, allowing them to avail the full potential of the respective plan. To know more about the benefits, read below:
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8 Benefit Sections
Under the Bajaj Star Package Insurance Policy, insured individuals can avail of 8 benefit sections spread across various aspects of financial protection. The plan offers 360-degree protection by providing coverage for medical care, education, travel, public liabilities, personal accidents, and more.
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Critical Illness Benefit
Bajaj Star Package Policy offers critical illness coverage to insured individuals. Critical illnesses covered under the plan include Heart attack, Open Chest CABG, Stroke, Cancer, Kidney Failure, Organ Transplant, Multiple Sclerosis, Neurosurgery, Joint Replacement, and more.
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Personal Accident
Bajaj Allianz Star Package covers personal accidents, including death due to accident, permanent total disability, permanent partial disability, and temporary total disability. This benefit safeguards you and your family in the face of medical adversity.
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Education Grant
In case of accidental death or permanent total disability, the sum insured would be payable to the dependent child of the insured individual. The sum insured would be used to continue the education of the dependent child.
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Wellness Benefit
Bajaj Allianz Star Package policy provides wellness program benefits within the health guard section of the plan. Insured policyholders are entitled to up to 10% health discounts and rewards on renewal, provided they fulfill the tasks mentioned in the policy schedule.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Obesity and weight management surgeries
- Treatments due to substance abuse
- Change of gender treatments
- Sterility and infertility-related treatments
- Cosmetic Surgeries
- Listed ailments after 24 Months
- Pre-existing diseases after 36 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- 18 to 65 Years
Other features & benefits
- Select from 8 plan options
- Hospital Cash Daily Allowance
- Up to INR 1 Crore SI
Bajaj General Star Package: FAQs
The 3 most-asked questions about Bajaj General Star Package, answered.
The Bajaj Star Package offers 8 plan options.
The maximum sum insured offered is 1 crore.
You can opt this policy for 1, 2, and 3 years.
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