Bajaj General health insurance claim settlement ratio indica ...Read More
18400+
Network hospitals
99.23%
Claim settlement ratio
Up to 25 Cr
Sum insured
1
No. of Plans
3.25
Solvency Ratio
1100+
Pan India Presence
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
PolicyX is one of India's leading digital insurance platform
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Updated on Apr 21, 2026 4 min read
Bajaj General health insurance claim settlement ratio indicates the claims settled by Bajaj General within a given time frame. Claim settlement ratio is important because a higher claim settlement ratio indicates the company’s reliability and prompt claim processing, instilling trust and reliability among policyholders. This ratio is calculated as the percentage of claims the company has paid against the total outstanding claims during a financial year.
The claim settlement ratio of 93.54% showcases the strong commitment to honoring the financial security of policyholders and their families in times of need. They have more than 18,400 network hospitals across India. Established in the year 2000, the company has rapidly grown to become one of the prominent insurance companies in India.
The company offers two types of claim settlement processes designed according to the needs of the customers:
Let’s look into each one of these in detail:
These claims are simpler for the policyholder since they are quick and hassle-free, and do not require advance payments. The process for cashless claims with Bajaj Alliance is mentioned below:
Visit any of the Bajaj General network hospitals.
Once you notify the hospital about your health insurance, the hospital will send a filled pre-authorized form to the Health Administration Team (HAT) of Bajaj General.
After the company verifies all the submitted details, it will send the approval to the healthcare provider in 60 minutes. After this, you do not need to pay anything at the hospital.
If by chance the insurer needs some further information, they will send a letter to the hospital asking for relevant details. If the cashless claim is denied, you can still get treated at the hospital and later file for a reimbursement claim with all the necessary information at hand.
Through reimbursement claims, the policyholder pays the hospital bills out of pocket before filing the claims with the insurer. The policyholder can visit any hospital of his choice and not necessarily the network hospital to get a reimbursement claim. The steps for filing a reimbursement claim with Bajaj General are as follows:
After the completion of your treatment, collect all the documents and submit them to the Bajaj General General Insurance Company Limited - Health Administrative Team.
After the submission of the documents, the company will go through them and/or request for some more information from you if it is necessary or missing. If not, the company will initiate the claim via ECS within 7 working days.
If you are unable to provide the requested information, the company will send you 3 reminders after 10 days. If you are unable to respond post these 3 reminders i.e. 30 days the company will reject the claim.
Bajaj General Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj General Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Bajaj Health Insurance
To cater to the different medical needs of an individual & their family, Bajaj General Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj General Health Insurance plans explore more:
Individual
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....
Unique Features
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Individual
Bajaj General Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...
Unique Features
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Top Up and Super Top Up
Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. Bajaj General Extra Care Plus is...
Unique Features
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Senior Citizen Health Insurance
Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...
Unique Features
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Accident Health Insurance
Bajaj General Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj General's P...
Unique Features
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Individual and Family Health Insurance
A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...
Unique Features
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Accident Health Insurance
Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...
Unique Features
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Individual
Bajaj General Health Infinity Plan is a unique health insurance plan. Bajaj General Health Infinity Plan has been designed to give policyholders unlim...
Unique Features
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Individual and Family Health Insurance
Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...
Unique Features
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Individual and Family Health Insurance
Health Care Supreme is a comprehensive health care plan offered by Bajaj General Health Insurance that provides lifetime coverage against the medical ...
Unique Features
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Critical Illness Health Insurance
Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj General Criti Care ...
Unique Features
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Critical Illness Health Insurance
Protection from critical illnesses when you need it the most! Bajaj General women specific critical illness plan protects women against the serious th...
Unique Features
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Top Up and Super Top Up
Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...
Unique Features
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Critical Illness Health Insurance
Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...
Unique Features
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Individual
Bajaj General Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...
Unique Features
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Individual and Family Health Insurance
Bajaj General critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...
Unique Features
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Individual and Family Health Insurance
We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...
Unique Features
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Individual and Family Health Insurance
Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...
Unique Features
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Individual and Family Health Insurance
Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...
Unique Features
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Individual and Family Health Insurance
Bajaj General My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...
Unique Features
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Accident Health Insurance
Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...
Unique Features
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Know More About Health Insurance Companies
It takes 7 working days to settle the claims after the document submission.
The mobile application offered by the company is called "Bajaj Allianz GIC"
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