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Overview
Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides base coverage for over 43 critical illnesses, divided into 5 major categories, including:
- Cardiovascular care
- Kidney care
- Cancer care
- Sensory organ care
- Transplant care
The diseases covered by this policy include cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.
Additionally, review the eligibility criteria, specifications, and exclusions of the Bajaj General Criti Care policy.
Exclusions
Permanent diseases or health conditions not included under the Bajaj General Criti Care Policy are:
- Any destruction caused by a government or public authority
- Illegal or criminal acts with criminal intent
- Any sexually transmitted diseases
- Treatment for birth defects and congenital anomalies
- War, invasion, hostilities, civil war, insurrection, revolution, military or usurped power, riots, etc.
- Radioactive contamination
- Self-inflicted injuries
- Suicide attempts
Specifications Under Bajaj General Criti Care Policy
Cancer Reconstructive Surgery
A lump sum amount of 10% of the Sum Insured (SI) for cancer, including head, neck, and breast cancers.
Cardiac Nursing
A lump sum benefit of an additional 5% of the Sum Insured will be provided for cardiac nursing.
Dialysis Care
10% of the SI as a lump sum benefit is provided for the insured individual's dialysis treatment.
Physiotherapy Care
The insurer will pay a lump sum benefit of 5% of the overall SI for physiotherapy care.
Sensory Care
The insurer will pay a lump sum from the overall SI for treatments like speech therapy or hearing impairment (e.g., Cochlear implant).
Discounts
Wellness Discount
Avail a 5% discount for maintaining a healthy lifestyle, such as taking 15,000 steps weekly or over 60,000 steps monthly. These wellness points can be redeemed for a premium discount once a year upon renewal.
Long-Term Policy Discount
Opt for a 2-year policy to get up to a 4% discount, and a 3-year policy for up to an 8% discount. Long-term discounts are not applicable for instalment premium payments.
Online Policy Buying Discount
Get up to a 5% discount when buying the Criti Care policy online from the company's official website.
Summing It Up
The Bajaj General Criti Care plan is a comprehensive critical illness health insurance plan that covers 43 specified critical illnesses, including all stages of cancer, and offers benefits such as lump sum payouts.
Having a health insurance policy that provides financial coverage during a critical illness emergency is invaluable today. To learn more about this policy, call our health insurance experts and advisors at 1800 4200 269.
