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Bajaj General HERizon Care
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellnes…
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Bajaj General Health Insurance
Bajaj General Criti Care Plan
The base coverage options of Bajaj General Criti Care health insurance ...Read More
Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,711 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement
About Bajaj General Criti Care Plan
A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.
Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides base coverage for over 43 critical illnesses, divided into 5 major categories, including:
- Cardiovascular care
- Kidney care
- Cancer care
- Sensory organ care
- Transplant care
The diseases covered by this policy include cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.
Additionally, review the eligibility criteria, specifications, and exclusions of the Bajaj General Criti Care policy.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 - 65 years
Plan type
Critical Illness Health Insurance
Sum insured options
₹1 L, ₹10 L, ₹20 L, ₹50 L, ₹1 L, ₹2 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Cons
- Sexually transmitted diseases
- War injuries
- Self-Inflicted injuries
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Permanent diseases or health conditions that are not included under Bajaj General Criti Care Policy are:
- Any destruction caused by a government or public authority
- Illegal or criminal acts with criminal intent
- Any sexually transmitted diseases
- Treatment for birth defects and congenital anomalies
- War, invasion, hostilities, civil war, insurrection, revolution, military or usurped power, riots, etc.
- Radioactive contamination
- Self-inflicted injuries
- Suicide attempts
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Other features & benefits
Specifications under Bajaj General Criti Care Policy
Cancer reconstructive surgery
A lump sum amount of 10% of the Sum Insured (SI) for cancer, including head, neck, and breast cancers.Cardiac nursing
A lump sum benefit of an additional 5% of the Sum Insured will be provided for cardiac nursing.Dialysis care
10% of the SI as a lump sum benefit is provided for the insured individual's dialysis treatment.Physiotherapy care
The insurer will pay a lump sum benefit of 5% of the overall SI for physiotherapy care.Sensory care
The insurer will pay a lump sum from the overall SI for treatments like speech therapy or hearing impairment (e.g., Cochlear implant).
Discounts
Wellness discount
Avail a 5% discount for maintaining a healthy lifestyle, such as taking 15,000 steps weekly or over 60,000 steps monthly. These wellness points can be redeemed for a premium discount once a year upon renewal.Long-term policy discount
Opt for a 2-year policy to get up to a 4% discount, and a 3-year policy for up to an 8% discount. Long-term discounts are not applicable for instalment premium payments.Online policy buying discount
Get up to a 5% discount when buying the Criti Care policy online from the company's official website.
Summing It Up
The Bajaj General Criti Care plan is a comprehensive critical illness health insurance plan that covers 43 specified critical illnesses, including all stages of cancer, and offers benefits such as lump sum payouts.
Having a health insurance policy that provides financial coverage during a critical illness emergency is invaluable today. To learn more about this policy, call our health insurance experts and advisors at 1800 4200 269.
Bajaj General Criti Care Policy: FAQs
The 5 most-asked questions about Bajaj General Criti Care Plan, answered.
The Bajaj Criti Care policy covers over 43 critical illnesses as base cover and provides a lump sum payout benefit on diagnosis of the listed illnesses.
An individual who’s between 18 to 65 years of age can buy this policy. But this policy is available only on an individual basis.
Yes, the benefits of the survival period under the critical illness plan are as follows: 0 days: Loading of 5% is applicable, 15 days: A discount of 3% is applicable, 120 days waiting period: Loading of 5% is applicable
It can save you from draining all your savings on hefty medical bills while getting treated for any of the listed 43 critical illnesses, including cancer of all stages.
The sum assured options will go upto INR 2 Crores at a maximum.
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