Bajaj General’s women-specific critical illness plan p ...Read More
Bajaj General’s women-specific critical illness plan protects women against the serious threats of critical illness. Depending on the diagnosis of a critical illness, the insurer provides a guaranteed payout. ...Read Less
18400+
Network hospitals
99.23%
Claim settlement ratio
Up to 25 Cr
Sum insured
1
No. of Plans
3.25
Solvency Ratio
1100+
Pan India Presence
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
PolicyX is one of India's leading digital insurance platform
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
PolicyX is one of India's leading digital insurance platform
PolicyX Exclusive Benefits
No Spam
No Gimmicks
Personalised
Insurance Advice
24×7
Claim Assistance
Protection from critical illnesses when you need it the most!
Bajaj General women specific critical illness plan protects women against the serious threats of critical illness. Depending on the diagnosis of a critical illness, the insurer provides a guaranteed payout.
It not only protects you from a life-threatening condition but also helps save your hard-earned money. The women's critical illness policy covers the hospitalization cost, compensates for the loss of a job, funds the education of the insured's children, and so on. To simply understand this, read further the basic and additional covers of this policy:
The basic cover:
In-built add-on benefits:
This page discusses the eligibility criteria, benefits, specifications, and exclusions of the Bajaj General women-specific critical illness policy. Read on to learn more about this plan.
Health Insurance Plans
Choose 1st Plan
Choose 2nd Plan
Health Insurance Plan
To understand Bajaj General Women Specific Critical Illness Plan Insurance in detail, take a look at the below table:
21 years - 65 Years
Critical Illness Health Insurance
50K | 1L | 1.5L | 2L
90 Days
Lifelong
1, 2, 3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
With wide coverage options available, Bajaj General Women Specific Critical Illness Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:
Room Rent
Not Covered
ICU Charges
Not Covered
Pre-Hospitalization
Not Covered
Post-Hospitalization
Not Covered
Domiciliary Hospitalization
Not Covered
Daycare Treatment
Not Covered
OPD Charges
Not Covered
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Not Covered
Automatic Restoration
Not Covered
Daily Hospital Cash
Not Covered
Organ Donor
Not Covered
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
AYUSH Treatment
Not Covered
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Ambulance
Not Covered
Air Ambulance
Not Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
E-Consultation
Not Covered
Health Check-Up
Not Covered
Second Medical Opinion
Not Covered
Vaccination
Not Covered
Co-payment
Covered
Sub-limits
Covered
The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).
It is a special hospital department where patients with serious medical conditions are treated.
Medical expenses incurred before hospitalisation of the policyholder.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.
Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .
It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.
A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.
For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.
It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.
Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.
It refers to the cover that includes expenses for normal and c-section deliveries.
It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:
Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.
An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.
Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.
If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.
In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.
A critical illness insurance plan has several benefits, especially when you are a woman. Bajaj General women-specific critical illness policy offers the exclusive benefits mentioned below:
| Specifications | What's to check for? |
| Critical illness cover | Here is a list of critical illnesses that you can avail of treatment benefits for: Fallopian Tube Cancer Uterine/Cervical Cancer Ovarian Cancer Vaginal Cancer Permanent Paralysis of Limbs Multi-trauma Burns |
| Congenital disability benefit | Congenital disability benefit of this plan covers the following congenital disabilities: Down's syndrome Congenital cyanotic heart disease: Tetralogy of Fallot Transposition of great vessels Total Anomalous pulmonary venous drainage Truncus Arteriosus Tricuspid Atresia, Hypoplastic Left Heart Syndrome Tracheoesophageal fistula Cleft Palate with or without cleft lip (Cleft lip alone is specifically excluded) Spina bifida (Spina bifida occulta is specifically excluded) |
| Loss of job cover | In case the insured woman loses her job after the diagnosis of a critical illness, the insurer will pay out INR 25,000 as a loss of employment benefit. Given that the critical illness's condition should be as per specifications. |
| Children education bonus | In a condition where the insured has claimed for any of the listed critical illnesses, the company will pay for their children's education. The maximum payable amount in such cases will not be more than INR 25,000. |
| Long-term discount | For the policy period of 2 years- 4% discount For the policy period of 3 years- 8% discount |
| Pre-policy medical check-up | Going through a pre-policy medical examination is mandatory for a 41-year-old (or above) policy proposer. Here are the tests conducted for the pre-policy examination: Ultrasonography of Abdomen and Pelvis PAP Smear Test |
Bajaj General Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj General Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under Bajaj General Women Specific Critical Illness Policy are:
Any non-recommended critical illness or claimed earlier than the waiting period
STDs, LAV-caused diseases, AIDS, etc
Postpartum or childbirth complications, etc (not applicable to the congenital disability benefit of the policy)
Occupational diseases
War, civil wars, riots, confiscation or destruction by the authority, and so on
Military operations, terrorism, etc
Nature’s perils such as earthquakes, avalanches, hurricanes, volcanic eruptions, natural calamities, etc.
Nuclear or radioactive contamination
Intentional self-injury, an attempt to suicide, or suicide
Drug abuse, alcoholism, intoxicating substance consumption, etc
Even today, there is barely a suitable health insurance policy for women that covers their serious health matters! All the prolonged diseases such as breast cancer, fallopian tube or ovarian cancer, vaginal cancer, and more are specifically related to women. We can't ignore the fact that women need health insurance like Bajaj General women-specific critical illness plan that covers them for expensive critical illness treatment.
So what's your excuse for not buying this critical illness plan? Give us a call at 1800 4200 269 to get your queries answered now.
To cater to the different medical needs of an individual & their family, Bajaj General Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj General Health Insurance plans explore more:
Individual
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....
Unique Features
Individual
Bajaj General Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...
Unique Features
Top Up and Super Top Up
Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. Bajaj General Extra Care Plus is...
Unique Features
Senior Citizen Health Insurance
Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...
Unique Features
Accident Health Insurance
Bajaj General Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj General's P...
Unique Features
Individual and Family Health Insurance
A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...
Unique Features
Accident Health Insurance
Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...
Unique Features
Individual
Bajaj General Health Infinity Plan is a unique health insurance plan. Bajaj General Health Infinity Plan has been designed to give policyholders unlim...
Unique Features
Individual and Family Health Insurance
Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...
Unique Features
Individual and Family Health Insurance
Health Care Supreme is a comprehensive health care plan offered by Bajaj General Health Insurance that provides lifetime coverage against the medical ...
Unique Features
Critical Illness Health Insurance
Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj General Criti Care ...
Unique Features
Critical Illness Health Insurance
Protection from critical illnesses when you need it the most! Bajaj General women specific critical illness plan protects women against the serious th...
Unique Features
Top Up and Super Top Up
Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...
Unique Features
Critical Illness Health Insurance
Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...
Unique Features
Individual
Bajaj General Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...
Unique Features
Individual and Family Health Insurance
Bajaj General critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz Health Ensure is a health insurance policy that comes with comprehensive benefits at an affordable price. It is a perfect product to car...
Unique Features
Individual and Family Health Insurance
Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...
Unique Features
Individual and Family Health Insurance
Bajaj General My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...
Unique Features
Accident Health Insurance
Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...
Unique Features
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.
Here is a list of specified critical illnesses that women’s critical illness insurance of Bajaj Allianz covers: Breast Cancer Fallopian Tube Cancer Uterine/Cervical Cancer Ovarian Cancer Vaginal Cancer Permanent Paralysis of Limbs Multi-trauma Burns
A woman who is between the ages of 21 to 65 years can buy this policy.
If the insured woman loses her job within 3 months of a critical illness diagnosis, the policy will cover upto INR 25,000 as loss of employment.
The insured individual (women) can include their sister, mother, or mother-in-law under a floater policy.
Yes, there’s an in-built additional cover that offers loss of job cover and children’s education benefits.
See More Health Insurance Articles
See More Health Insurance Articles
4.2
Rated by 56 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
You May Also Know About
Our experts will provide you with guidance and address all your concerns within 30 minutes.
In case you have not found your desired slot, you can visit at website and use the Request Call Back option.
You are just one step away from getting insurance.
Policyx offers a completely spam-free experience. We will never contact you unless you request us to do so.
Your call has been scheduled with Policyx for health insurance.
Talk to an advisor
February 5, 2023
Asia/Kolkata
Do you have any thoughts you’d like to share?