Bajaj General M-Care Plan

The policy pays out the lump sum benefits (as per specified ...Read More

Network hospital

18400+

Network hospitals

Claim settlement ratio

99.23%

Claim settlement ratio

Sum Insured

Up to 25 Cr

Sum insured

No of Plans

1

No. of Plans

Solvency Ratio

3.25

Solvency Ratio

Pan India Presence

1100+

Pan India Presence

Google Ratings (2500+)

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

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Bajaj General M-Care Plan

Get additional protection against diseases carried by mosquitoes with the M-Care health policy.

According to The New Indian Express report of May 2024, there will be a sudden rise in vector-borne diseases like Malaria, and the health department of India has also circulated a warning regarding the same.

Many people in suburban as well as metropolitan regions have suffered from such diseases causing them to lose out on their savings. Additionally, these diseases cause you to lose your body organ's metabolism rapidly. Hence, this needs to be addressed as soon as you get the news of being affected by one of such diseases.

As per the data, these are the most common vector-borne diseases (specifically carried out by mosquitoes):

  • Malaria
  • Dengue
  • Chikungunya
  • Japanese encephalitis
  • Lymphatic filariasis
  • Zika virus
  • West Nile virus, and so on

Bajaj General M-Care health policy is the health coverage that all you need to be safe from vector-borne diseases carried out by mosquitoes. Unfortunately, once conceived with vector-borne diseases like Malaria, Kala-azar, Chikungunya, Dengue fever, and so on, you will be losing money on treatment. Hence, it is always a great decision to purchase a health policy like the M-Care health plan by Bajaj General. It will help safeguard you from the danger of getting ill this monsoon.

The policy pays out the lump sum benefits (as per specified limits of your policy) on getting diagnosed with a vector-borne disease during the policy period. Furthermore, it's not just one of your basic health plans, it paces up your way to be covered for future havoc in the form of a mosquito bite or pollen allergies (as a Gen-Z would say).

What more to expect? Read this page further on to know about Bajaj General M-Care health plan.

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Bajaj General M-Care Plan Specifications

To understand Bajaj General M-Care Plan Insurance in detail, take a look at the below table:

Entry Age

Day 1 to 65 years

Policy Type

Critical Illness Health Insurance

Sum Insured

10 K | 30 K | 40 K | 75 K

Initial Waiting Period*

15 Days

Renewability

Lifelong

Policy Term

1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Bajaj General Health Insurance Network Hospital List

Bajaj General Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj General Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Exclusions of Bajaj General M-Care Health Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under Bajaj General M-Care Health Policy are:

Any treatment other than for vector-borne diseases as listed in the coverage section

Admission to hospital for less than 24 hours

Diagnosis and treatment outside India (exceptionally New Zealand, Japan, Singapore, Canada, Switzerland, Dubai, USA, Hong Kong, Malaysia, and Countries of the European Union)

Coverage claims are made within 15 days of the policy’s commencement date and the same on renewal.

60 days of waiting period for covering the pre-existing illnesses

60 days of cooling off period (if renewed within 60 days of the previously paid claims for the same ailments already claimed for)

Policy renewed within 60 days of policy admission (same as previous renewal/purchase), 15 days of the waiting period will be applicable on all listed vector-borne diseases.

Others, check the detailed terms and conditions, inclusions & exclusions of the policy in documents provided by the company

Conclusion

Vector-borne diseases are so stressful to get into the trap of! And nobody should seriously be staying calm in such conditions. However, if you have been affected by any vector diseases by any chance, there must be something handy to give you an additional layer of protection. M-Care health policy is such a plan that offers quality healthcare and all-round protection from diseases such as Dengue, Malaria, Zika virus, and Japanese encephalitis, among others.

So, better late than never. Always stay a step ahead, and secure yourself from vector-borne diseases right away. Reach out to PolicyX for relevant queries at 1800 4200 269.

Explore other Bajaj General Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj General Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj General Health Insurance plans explore more:

Individual

This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

  • Exclusive plan for women
  • Covers prophylactic surgeries
  • Vita Shield and Cradle Care

Bajaj General HERizon Care (Pros)

Bajaj General HERizon Care
  • Surrogacy support
  • Oocyte donor cover
  • Nurture nest

Bajaj General HERizon Care (Cons)

Bajaj General HERizon Care
  • Waiting period
  • Diagnostic tests not included
  • Non-medical items

Bajaj General HERizon Care (Other Benefits)

Bajaj General HERizon Care
  • Prophylactic Surgeries
  • Legal Expense Support
  • Fetal Flourish

Bajaj General HERizon Care (Eligibility Criteria)

Bajaj General HERizon Care
  • Entry age - 90 days
  • Max entry age - 80 years
  • SI - INR 3 L to 2 Cr
  • Waiting Period - 30 days

Individual

Bajaj General Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 CI cover
  • All-stage cancer cover
  • Physiotherapy care

Criti Care (Pros)

Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Criti Care (Cons)

Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Criti Care (Other Benefits)

Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Criti Care (Eligibility Criteria)

Criti Care
  • 18 to 65 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj General Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj General Extra Care Plus (Pros)

Bajaj General Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj General Extra Care Plus (Cons)

Bajaj General Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj General Extra Care Plus (Other Benefits)

Bajaj General Extra Care Plus
  • Comprehensive features
  • Affordable premiums
  • Family cover

Bajaj General Extra Care Plus (Eligibility Criteria)

Bajaj General Extra Care Plus
  • Entry Age: 18 Years
  • SI: Up to 50 L
  • Initial Waiting Period: 30 Days

Senior Citizen Health Insurance

Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan
  • 2 Plan variants
  • Preventive Health Checkups
  • Modern Treatments Covered 

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • Entry Age: 46 to 80 Years
  • SI: Up to 10 L
  • Initial Waiting Period: 30 Days

Accident Health Insurance

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy
  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy
  • Hospitalization out of war/riot/strike NA
  •  Intentional self-injury

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy
  • Affordable premiums
  • Complete security

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Individual and Family Health Insurance

A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj General Arogya Sanjeevani (Pros)

Bajaj General Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj General Arogya Sanjeevani (Cons)

Bajaj General Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj General Arogya Sanjeevani (Other Benefits)

Bajaj General Arogya Sanjeevani
  • Pre-policy health check-up coverage
  • Daycare procedures covered
  • Ambulance cover available

Bajaj General Arogya Sanjeevani (Eligibility Criteria)

Bajaj General Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard
  • High sum insured up to INR 25 Lakhs
  • Lifetime renewal
  •   Annual policy

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual

Bajaj General Health Infinity Plan is a unique health insurance plan. Bajaj General Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj General Health Infinity (Pros)

Bajaj General Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj General Health Infinity (Cons)

Bajaj General Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj General Health Infinity (Other Benefits)

Bajaj General Health Infinity
  • Pre- Hospitalization
  • 60 days Coverage for Day Care Procedures
  • Pre-existing disease covered after 36 months

Bajaj General Health Infinity (Eligibility Criteria)

Bajaj General Health Infinity
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj General Health Guard (Pros)

Bajaj General Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj General Health Guard (Cons)

Bajaj General Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj General Health Guard (Other Benefits)

Bajaj General Health Guard
  • 3 variants available
  • Comprehensive coverage
  • Different family sizes covered

Bajaj General Health Guard (Eligibility Criteria)

Bajaj General Health Guard
  • 18 Years to Lifelong

Individual and Family Health Insurance

Health Care Supreme is a comprehensive health care plan offered by Bajaj General Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj General Health Care Supreme (Pros)

Bajaj General Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj General Health Care Supreme (Cons)

Bajaj General Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj General Health Care Supreme (Other Benefits)

Bajaj General Health Care Supreme
  • 100% of the sum insured will be restored
  • Maternity cover
  • Lifelong renewability 

Bajaj General Health Care Supreme (Eligibility Criteria)

Bajaj General Health Care Supreme
  • Entry Age: 18 Years to Lifetime
  • SI: Up to 50 L

Critical Illness Health Insurance

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj General Criti Care ...

Unique Features

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj General Criti Care Plan (Pros)

Bajaj General Criti Care Plan
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj General Criti Care Plan (Cons)

Bajaj General Criti Care Plan
  • Sexually transmitted diseases
  • War injuries
  • Self-Inflicted injuries

Bajaj General Criti Care Plan (Other Benefits)

Bajaj General Criti Care Plan
  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care

Bajaj General Criti Care Plan (Eligibility Criteria)

Bajaj General Criti Care Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Critical Illness Health Insurance

Protection from critical illnesses when you need it the most! Bajaj General women specific critical illness plan protects women against the serious th...

Unique Features

  • Critical illness coverage for women
  • Loss of job cover
  • Children education benefits

Bajaj General Women Specific Critical Illness Plan (Pros)

Bajaj General Women Specific Critical Illness Plan

Bajaj General Women Specific Critical Illness Plan (Cons)

Bajaj General Women Specific Critical Illness Plan

Bajaj General Women Specific Critical Illness Plan (Other Benefits)

Bajaj General Women Specific Critical Illness Plan

Bajaj General Women Specific Critical Illness Plan (Eligibility Criteria)

Bajaj General Women Specific Critical Illness Plan

Top Up and Super Top Up

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

  • Pre & post-hospitalization cover
  • In-house claim settlement
  • Ambulance cover

Bajaj General Extra Care Policy (Pros)

Bajaj General Extra Care Policy
  • In-house claim settlement
  • Global expertise
  • Quick disbursement of claims

Bajaj General Extra Care Policy (Cons)

Bajaj General Extra Care Policy
  • War
  • Cost of spectacles
  • Rest and rehabliation

Bajaj General Extra Care Policy (Other Benefits)

Bajaj General Extra Care Policy
  • Uterine Artery Embolization and HIFU
  • Balloon Sinuplasty
  • Deep Brain stimulation
  • Oral chemotherapy

Bajaj General Extra Care Policy (Eligibility Criteria)

Bajaj General Extra Care Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Critical Illness Health Insurance

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

  • Vector-borne diseases cover
  • Lifetime renewable options
  • Affordable premiums

Bajaj General M-Care Plan (Pros)

Bajaj General M-Care Plan
  • Dengue Fever
  • Malaria
  • Filariasis

Bajaj General M-Care Plan (Cons)

Bajaj General M-Care Plan
  • Only covers vector-borne diseases
  • Hospital admission for less than 24 hours
  • Diagnosis and treatment outside India

Bajaj General M-Care Plan (Other Benefits)

Bajaj General M-Care Plan
  • Covers the proposer/spouse/dependent children
  • Affordable premiums
  • Only 15 days waiting period

Bajaj General M-Care Plan (Eligibility Criteria)

Bajaj General M-Care Plan
  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 15 Days
  • Sum Insured: Up to 75 K

Individual

Bajaj General Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

  • International medical cover
  • Daily cash benefit
  • Mental health treatment

Bajaj General Global Health Care (Pros)

Bajaj General Global Health Care
  • Preventive health check-up
  • Pre and post-hospitalization cover
  • Compassionate visit
  • Mental health cover

Bajaj General Global Health Care (Cons)

Bajaj General Global Health Care
  • Obesity/ weight control
  • Change of gender treatments
  • COVID-19 not covered
  • Hazardous or adventure sports
  • Maternity not covered

Bajaj General Global Health Care (Other Benefits)

Bajaj General Global Health Care
  • Lifelong renewability
  • Organ donor cover
  • International coverage
  • Optional dental treatment cover
  • Air ambulance

Bajaj General Global Health Care (Eligibility Criteria)

Bajaj General Global Health Care
  • Entry Age - 3 months
  • Max Entry Age - 65 Years
  • SI - 37.5 L - 3.75 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Bajaj General critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj General Critical Illness (Pros)

Bajaj General Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj General Critical Illness (Cons)

Bajaj General Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj General Critical Illness (Other Benefits)

Bajaj General Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj General Critical Illness (Eligibility Criteria)

Bajaj General Critical Illness
  • 18 to 65 Years

Individual and Family Health Insurance

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj General Health Ensure (Pros)

Bajaj General Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj General Health Ensure (Cons)

Bajaj General Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj General Health Ensure (Other Benefits)

Bajaj General Health Ensure
  • Individual and family plan
  • Flexible premium payment term
  • AYUSH cover

Bajaj General Health Ensure (Eligibility Criteria)

Bajaj General Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj General Tax Gain Policy (Pros)

Bajaj General Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj General Tax Gain Policy (Cons)

Bajaj General Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj General Tax Gain Policy (Other Benefits)

Bajaj General Tax Gain Policy
  • Choose from Plan A/B/C/D
  • OPD and hospitalization coverage available
  • Multiple discounts are available depending on policy term

Bajaj General Tax Gain Policy (Eligibility Criteria)

Bajaj General Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj General Star Package (Pros)

Bajaj General Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj General Star Package (Cons)

Bajaj General Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj General Star Package (Other Benefits)

Bajaj General Star Package
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI 

Bajaj General Star Package (Eligibility Criteria)

Bajaj General Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj General My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

Bajaj General My Health Care Plan (Pros)

Bajaj General My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

Bajaj General My Health Care Plan (Cons)

Bajaj General My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

Bajaj General My Health Care Plan (Other Benefits)

Bajaj General My Health Care Plan
  • Avail Optional Cover
  • Maternity Cover
  • High SI

Bajaj General My Health Care Plan (Eligibility Criteria)

Bajaj General My Health Care Plan
  • 18 to 65 Years

Accident Health Insurance

Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj General Personal Guard (Pros)

Bajaj General Personal Guard
  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj General Personal Guard (Cons)

Bajaj General Personal Guard
  • Intentional self-injury
  •  AIDS
  •  Miscarriage
  • and abortion

Bajaj General Personal Guard (Other Benefits)

Bajaj General Personal Guard
  • Accidental Hospitalization
  • Expenses Air Ambulance Cover
  • Loss of Income due to Disability from Accident

Bajaj General Personal Guard (Eligibility Criteria)

Bajaj General Personal Guard
  • 18 to 70 Years

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Bajaj General M-Care: FAQs

1. What is the waiting period for claiming this policy?

The waiting period varies from conditions specified as per policy terms & conditions. Any vector-borne disease diagnosed within the first 15 days of policy commencement will be excluded. Refer to detailed policy wordings for the waiting period clause.

2. Who can buy this plan?

This plan is available on an individual and family floater basis. So you can buy the individual plan to cover yourself or buy the family floater to cover self, spouse, dependent children and parents.

3. Who can buy an M-Care policy by Bajaj General?

The proposer’s minimum to maximum age should be 18 to 65 years respectively. There’s no minimum age (0 days) for dependent children.

4. How many vector-borne diseases are covered under this policy?

Bajaj General M-care policy covers 7 vector-borne diseases which are thoroughly mentioned in the article for your reference.

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