Bajaj General Health Infinity Plan: Premiums & Benefits | PolicyX
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Bajaj General Health Infinity

Bajaj General’s Health Infinity Policy offers comprehensive benefits a ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,711 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

About Bajaj General Health Infinity

A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.

The Bajaj General Health Infinity Plan is a unique health insurance plan designed to offer policyholders an unlimited sum insured, protecting individuals and family members from unforeseen medical circumstances. This plan provides comprehensive benefits at competitive premiums.

The eligibility criteria state that the minimum entry age for the proposer is 18 years and the maximum entry age is 65 years. It is available for Indian nationals only, and the policy can be purchased for 1, 2, or 3 years.

The Bajaj General Health Infinity Plan offers several benefits, including coverage for daycare procedures, in-patient hospitalization, pre and post-hospitalization expenses, and road ambulance expenses. An added benefit is that there is no requirement for pre-policy medical tests up to 45 years of age.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Individual
Sum insured options
₹3 L, ₹4 L, ₹8 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹30 L, ₹35 L, ₹40 L, ₹50 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1| 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Comprehensive coverage
  • Lifetime renewal
  • Easy and quick claim process

Cons

  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Not Aplicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Sample premium

Indicative premium examples — your actual quote depends on age, declared medical history, sum insured and add-ons.

Bajaj Allianz Health Infinity Sample Premium

To better understand the premium payable under the Bajaj Allianz Health Infinity Insurance, we have calculated the premium amount for different sum insured options based on various family sizes. Refer to the details below:

For 1 Adult

Sum Insured (Rs.): 5L, 10L, 15L, 20L, 25L

Premium Payable: 13,158, 16,443, 19,405, 21,729, 23,906

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Hospitalization due to war, riot, strike, and nuclear weapons
  • Intentional self-injury
  • AIDS
  • Miscarriage and abortion
  • Congenital diseases
  • Infertility and in-vitro fertilization
  • Listed ailments after 24 months
  • Pre-existing diseases after 36 months

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18 to 65 Years

Other features & benefits

  • Pre-hospitalization coverage for 60 days
  • Day Care Procedures coverage
  • Pre-existing diseases covered after 36 months

Bajaj General Health Infinity Plan: FAQs

The 6 most-asked questions about Bajaj General Health Infinity, answered.

Yes, choosing a co-payment option is mandatory. Co-payment of 15%/20%/25% is applicable on the claim amount which exceeds 100 times the per day room rent limit opted and not on the entire claim. Co-payment options of 25% and 20% are available for all Room rent options. Co-payment option of 15% is available for Room Rent options of INR 10,000 and above.
Pre-existing illnesses/conditions or symptoms would be covered after the completion of 36 months waiting period from the commencement date of the first Health Infinity Policy.
Under this benefit, if the policyholder passes away or is diagnosed with any of the specified illnesses, then the beneficiary will get a free extension of 1 year. The benefit is available under all three variants of the plan.
The minimum and maximum entry ages for Bajaj General Health Infinity Plans are as follows: Minimum Entry age for proposer/ spouse/ dependent parents - 18 years Maximum Entry Age for proposer/ spouse/ dependent parents/ - 65 years Minimum Entry age for dependent Children - 3 months Maximum Entry Age for dependent Children - 25 years
Yes, Bajaj General Health Infinity Plan requires medical tests for members from 46 years of age.
An individual can purchase a Bajaj Health Infinity plan for 1 year, 2 years or 3 years.

Conclusion

Bajaj General Health Infinity Policy comes with comprehensive benefits at competitive premiums.

Explore Bajaj General Health Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Anshika Ojha — Health Insurance Reviewed by Raj Kumar — Health Insurance
Last updated: 7 Aug 2023 · Originally published: 14 Oct 2024

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