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Activ Care Standard Paln
24,202
VS
Manipalcigna Lifestyle Protection Accident Care Plan
6492
The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalisation expenses, including COVID-19 treatment, and also allows cashless treatment at home when hospitalisation is not required. The plan includes 586 daycare procedures and offers a personal health coach to guide policyholders on managing their health better.
It also provides added value through benefits like health returns, premium discounts, and tax benefits. Optional covers such as room upgrade can be added for better comfort during treatment. Overall, this plan supports seniors at every stage, from staying healthy to treatment and recovery, making it a practical choice for parents who need consistent healthcare support.
Personal health coach
| PLAN DETAILS |
Activ Care Standard Paln |
Manipalcigna Lifestyle Protection Accident Care Plan |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | 55 years | Child: 5 - 25 years, Adult: 18 - 80 years |
| Plan Premium Entry Age and S/A | 24,202 | 6492 |
| Plan Waiting Period | 30 | NA |
| Plan Coverage | COVID-19 hospitalisation cover, Cashless home treatment, 586 daycare procedures | Accidental death cover, permanent total disability, temporary total disability, ambulance expenses, accidental hospitalisation |
| Plan Sample Premium | 24,202 | 6492 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2 years | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 96 | 98 |
| Solvency Ratio | 1.88 | 1.76 |
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