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Activ Care Standard Paln
24,202
VS
3178-1730184945.webp){kind=logo}
Hdfc Ergo Energy Plan
15086
What if someone looked after your parents just like you?'
Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan variants of Aditya Birla Active Care that serves senior citizens with extensive healthcare benefits. Some of the major highlights of this plan include:
Additionally, the 360° protection of this health insurance plan also offers financial support with benefits like discounts, health returns discounts, tax benefits and much more. You can also get additional benefits with Optional Active Care and optional cover related to room upgradation. Active Care Standard health policy takes care of the senior individuals in all phases of their lives; when they're healthy, when they're diagnosed with an illness or a medical challenge, while getting treated with any of the listed conditions, and while they're simply recovering from the illness.
So, don't you think this plan is a steal deal? But before jumping onto the next decision, read the further plan details of Aditya Birla Active Care- Standard policy.
| PLAN DETAILS |
Activ Care Standard Paln |
Hdfc Ergo Energy Plan |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | 55 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 24,202 | 15086 |
| Plan Waiting Period | 30 | - |
| Plan Coverage | - | Individual |
| Plan Sample Premium | 24,202 | 15086 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2 years | 1 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96 | 95.30 |
| Solvency Ratio | 1.88 | 2.00 |
|
HDFC Ergo Health Insurance Plan Detailed Review |
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