Buy Policy in 2 mins
With expert guidance
2 lakh+ Customers
Real-time Reviews
Free Comparison
Easy & Efficient
Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
Don't be just another number: Embrace the power of Health PowHER!
Health PowHER is more than just an ordinary health insurance plan. It is specially curated after thoughtfully analyzing health issues in women, covering more than standard in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups.
This female-centric plan safeguards women against all kinds of external, internal, physical, and hormonal imbalances. Major features include preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers.
This policy encourages women to own their healthcare requirements rather than fitting into a family policy taken by a father, husband, or children.
Below, we discuss the eligibility criteria, benefits, coverage specifications, claim procedures, and much more about the Future Generali Health PowHER plan.
| PLAN DETAILS |
Future Generali Health Powher |
Manipalcigna Lifestyle Protection Accident Care Plan |
| Product Type | Women Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Child: Day 1 - 25 Years, Adult: 18 - 65 Years | Child: 5 - 25 years, Adult: 18 - 80 years |
| Plan Premium Entry Age and S/A | 8436 | 6492 |
| Plan Waiting Period | 30 | NA |
| Plan Coverage | - | Accidental death cover, permanent total disability, temporary total disability, ambulance expenses, accidental hospitalisation |
| Plan Sample Premium | 8436 | 6492 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 95.5 | 98 |
| Solvency Ratio | 1.96 | 1.76 |
ChatGPT
Claude
Perplexity