Future Generali Health Powher vs Kotak Accident Care Plan Health Insurance Plan 2026 | PolicyX

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Don't be just another number: Embrace the power of Health PowHER!

Health PowHER is more than just an ordinary health insurance plan. It is specially curated after thoughtfully analyzing health issues in women, covering more than standard in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups.

This female-centric plan safeguards women against all kinds of external, internal, physical, and hormonal imbalances. Major features include preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers.

This policy encourages women to own their healthcare requirements rather than fitting into a family policy taken by a father, husband, or children.

Below, we discuss the eligibility criteria, benefits, coverage specifications, claim procedures, and much more about the Future Generali Health PowHER plan.

PLAN DETAILS

Future Generali Health Powher

Kotak Accident Care Plan

Product Type Women Health Insurance Individual
Key Features
(Key features of the plan)
  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders
  • Funeral expenses extensions
  • Children’s education grant
  • Lifelong renewability
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
10000 22600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age Child: Day 1 - 25 Years, Adult: 18 - 65 Years Minimum 5 years, Maximum 65 years
Plan Premium Entry Age and S/A 8436 3,138
Plan Waiting Period 30 NA
Plan Coverage - Accidental death cover, Permanent total disability cover, Permanent partial disability cover, Accident hospitalization reimbursement
Plan Sample Premium 8436 3,138
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1, 2, 3 Years
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Not Covered
Cataract Covered Not Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 95.5 96.4
Solvency Ratio 1.96 5.73
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