Aditya Cancer Secure Plan vs Kotak Accident Care Plan Health Insurance Plan 2026

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The Aditya Birla Activ Secure Cancer Health Plan offers financial protection against all stages of cancer, from early to advanced, with sum insured options up to 1 Crore. It provides a lump sum payout upon diagnosis, with varying percentages depending on

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Aditya Cancer Secure Plan

Kotak Accident Care Plan

Product Type	Critical Illness Health Insurance	Individual
Key Features (Key features of the plan)	Up to 1 Cr SI Minimum Survival Period All Cancer Stages Covered	Funeral expenses extensions Children’s education grant Lifelong renewability
OPD Details (In some policies, OPD (Out patient department) expenses are also covered.)	-	Not Covered
Room Rent (A limit of room rent cover during hospitalization if any)	-	Not Covered
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home)	-	Not Covered
Pre-hospitalization (Expenses before the insured is hospitalized)	-	Not Covered
Post-hospitalization (Expenses after discharge from the hospital)	-	Not Covered
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)	-	Not Covered
Hospital_network (Number of Hospital Network in city)	12900	22600
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants)	-	Not Covered
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc)	-	Covered
Ambulance Charges (Expenses incurred on ambulance charges)	-	Covered
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.)	-	Not Covered
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period)	-	Not Covered
Health Checkup (An added benefit of one time full health checkup of policy holder.)	-	Not Covered
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract)	-	Not Covered
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)	-	Not Covered
Plan Entry Age	Min- 18 years, Max- 65 years	Minimum 5 years, Maximum 65 years
Plan Waiting Period	90 days to 180 days	NA
Plan Coverage	-	Accidental death cover, Permanent total disability cover, Permanent partial disability cover, Accident hospitalization reimbursement
Plan Sample Premium	428	3,138
Plan Brochure	Brochure URL	Brochure URL
Policy Term	1, 2, 3 years	1, 2, 3 Years
ICU Charges	-	Not Covered
Covid-19 Treatment	-	Not Covered
Cataract	-	Not Covered
Automatic Restoration	-	Not Covered
Ayush Treatment	-	Not Covered
Modern Treatment	-	Not Covered
E Consultation	-	Not Covered
Air Ambulance	-	Not Covered
Global Coverage	-	Not Covered
Claim Ratio	96	96.4
Solvency Ratio	1.88	5.73
Recommended Videos	Aditya Birla Cancer Health Insurance Plan Ultimate Review Of Kotak Accident Care Plan 2024

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