No Spam
No
mis-selling
No pushy
sales
Aditya Cancer Secure Plan
428
VS
786-1730279051.webp){kind=logo}
Hdfc Ergo Optima Secure
6525
Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stages of cancer: early, major, or advanced. The plan offers robust coverage along with high sum insured options, ranging from:
The plan has a minimal survival period of just 7 days, allowing policyholders to avail cancer coverage effectively within a short span of time. The initial waiting period for Aditya Birla Cancer Secure Plan is 90 days, and 180 days for early-stage cancer. Insurance holders get a lump sum payout on detection of all cancer stages. On diagnosis of early-stage cancer, 50% of the sum insured is available, up to a maximum of INR 10 Lakhs. On diagnosis of major-stage cancer, 100% of the sum insured is paid to the insured individual. On diagnosis of advanced-stage cancer, 150% of the sum insured can be claimed by the insured individual. Aditya Birla Cancer Secure Plan offers optional covers such as a second e-opinion and a wellness coach to the policyholders. PolicyX has compiled all the necessary insights to help you make an informed decision regarding this plan.
| PLAN DETAILS |
Aditya Cancer Secure Plan |
Hdfc Ergo Optima Secure |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Min- 18 years, Max- 65 years | 18 years to No Maximum Limit |
| Plan Premium Entry Age and S/A | 428 | 6525 |
| Plan Waiting Period | 90 days to 180 days | 30 days |
| Plan Coverage | - | Individual/ Family Floater |
| Plan Sample Premium | 428 | 6525 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3 years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 96 | 95.30 |
| Solvency Ratio | 1.88 | 2.00 |
|
Aditya Birla Cancer Health Insurance Plan HDFC ERGO Optima Secure Health Plan 2024 |
||
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
ChatGPT
Claude
Perplexity
