No Spam
No
mis-selling
No pushy
sales
Aditya Personal Accident Plan
212
VS
786-1730279051.webp){kind=logo}
Hdfc Ergo Optima Secure
6525
Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Personal Accident Plan offers comprehensive coverage for:
The plan can be customized in 3 simple steps: first, select your base sum insured ranging between INR 1 Lac to 20 Crore; second, choose your base coverage from 5 different base plans with varying features and benefits; and lastly, opt for optional covers from a total of 11 available under the plan.
| PLAN DETAILS |
Aditya Personal Accident Plan |
Hdfc Ergo Optima Secure |
| Premium Including GST | ||
| Product Type | Accident Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Minimum: 5 Years, Maximum: 65 Years | 18 years to No Maximum Limit |
| Plan Premium Entry Age and S/A | 212 | 6525 |
| Plan Waiting Period | None | 30 days |
| Plan Coverage | - | Individual/ Family Floater |
| Plan Sample Premium | 212 | 6525 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1/2/3 years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 96 | 95.30 |
| Solvency Ratio | 1.88 | 2.00 |
|
Aditya Birla Health Insurance HDFC ERGO Optima Secure Health Plan 2024 |
||
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
ChatGPT
Claude
Perplexity
