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Aditya Personal Accident Plan
212
VS
Personal Accident Insurance
NA
Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Personal Accident Plan offers comprehensive coverage for:
The plan can be customized in 3 simple steps: first, select your base sum insured ranging between INR 1 Lac to 20 Crore; second, choose your base coverage from 5 different base plans with varying features and benefits; and lastly, opt for optional covers from a total of 11 available under the plan.
| PLAN DETAILS |
Aditya Personal Accident Plan |
Personal Accident Insurance |
| Premium Including GST | ||
| Product Type | Accident Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 9000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Minimum: 5 Years, Maximum: 65 Years | 18 Years |
| Plan Premium Entry Age and S/A | 212 | NA |
| Plan Waiting Period | None | 30 |
| Plan Coverage | - | Accidental death, disability cover, hospitalization expenses, daily cash benefit, OPD & domiciliary care, fracture & burns cover |
| Plan Sample Premium | 212 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1 Years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Not Covered |
| Cataract | - | Not Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 96 | 99 |
| Solvency Ratio | 1.88 | 3.85 |
|
Aditya Birla Health Insurance |
||
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