Aditya Cancer Secure Plan vs Future Generali Criticare Plan Health Insurance Plan 2026

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The Aditya Birla Activ Secure Cancer Health Plan offers financial protection against all stages of cancer, from early to advanced, with sum insured options up to 1 Crore. It provides a lump sum payout upon diagnosis, with varying percentages depending on

PLAN DETAILS

Aditya Cancer Secure Plan

Future Generali Criticare Plan

Product Type	Critical Illness Health Insurance	Critical Illness Health Insurance
Key Features (Key features of the plan)	Up to 1 Cr SI Minimum Survival Period All Cancer Stages Covered	Critical illness cover exhaustive cover benefits lump sum payout options.
OPD Details (In some policies, OPD (Out patient department) expenses are also covered.)	-	Not Covered
Room Rent (A limit of room rent cover during hospitalization if any)	-	Not Covered
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home)	-	Not Covered
Pre-hospitalization (Expenses before the insured is hospitalized)	-	Not Covered
Post-hospitalization (Expenses after discharge from the hospital)	-	Not Covered
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)	-	Not Covered
Hospital_network (Number of Hospital Network in city)	12900	10000
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants)	-	Not Covered
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc)	-	Not Covered
Ambulance Charges (Expenses incurred on ambulance charges)	-	Not Covered
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.)	-	Not Covered
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period)	-	Not Covered
Health Checkup (An added benefit of one time full health checkup of policy holder.)	-	Not Covered
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract)	-	Not applicable
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)	-	Not applicable
Plan Entry Age	Min- 18 years, Max- 65 years	Min- 6 years, Max- 65 years
Plan Waiting Period	90 days to 180 days	90
Plan Coverage	-	Cancer and heart attack cover, kidney and liver failure cover, stroke and coma cover, organ transplant surgery cover.
Plan Sample Premium	428	262
Plan Brochure	Brochure URL	Brochure URL
Policy Term	1, 2, 3 years	1, 2, 3 Years
ICU Charges	-	Not Covered
Covid-19 Treatment	-	Not Covered
Cataract	-	Not Covered
Automatic Restoration	-	Not Covered
Ayush Treatment	-	Not Covered
Modern Treatment	-	Not Covered
E Consultation	-	Not Covered
Air Ambulance	-	Not Covered
Global Coverage	-	Not Covered
Claim Ratio	96	95.5
Solvency Ratio	1.88	1.96
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