Aditya Cancer Secure Plan vs Care Secure Personal Accident Policy Health Insurance Plan 2026 | PolicyX

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Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stages of cancer: early, major, or advanced. The plan offers robust coverage along with high sum insured options, ranging from:

  • 5 – 10 Lakhs (in multiples of 1 Lakh)
  • 15 – 25 Lakhs (in multiples of 5 Lakhs)
  • 30 – 50 Lakhs (in multiples of 10 Lakhs)
  • 1 Crore

The plan has a minimal survival period of just 7 days, allowing policyholders to avail cancer coverage effectively within a short span of time. The initial waiting period for Aditya Birla Cancer Secure Plan is 90 days, and 180 days for early-stage cancer. Insurance holders get a lump sum payout on detection of all cancer stages. On diagnosis of early-stage cancer, 50% of the sum insured is available, up to a maximum of INR 10 Lakhs. On diagnosis of major-stage cancer, 100% of the sum insured is paid to the insured individual. On diagnosis of advanced-stage cancer, 150% of the sum insured can be claimed by the insured individual. Aditya Birla Cancer Secure Plan offers optional covers such as a second e-opinion and a wellness coach to the policyholders. PolicyX has compiled all the necessary insights to help you make an informed decision regarding this plan.

PLAN DETAILS

Aditya Cancer Secure Plan

Care Secure Personal Accident Policy

Product Type Critical Illness Health Insurance Accident Health Insurance
Key Features
(Key features of the plan)
  • Up to 1 Cr SI
  • Minimum Survival Period
  • All Cancer Stages Covered
  • PTD & PPD cover
  • Cover for child education
  • 100% accidental death payout
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Not Covered
Hospital_network
(Number of Hospital Network in city)
12900 11400+
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Not covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not applicable
Plan Entry Age Min- 18 years, Max- 65 years 18 to 70 Years
Plan Premium Entry Age and S/A 428 1200
Plan Waiting Period 90 days to 180 days N/A
Plan Coverage - Accidental death cover, disability benefits cover, burns fracture cover, hospital expenses cover
Plan Sample Premium 428 1200
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1,2,3 Years
ICU Charges - Covered
Covid-19 Treatment - Not covered
Cataract - Not covered
Automatic Restoration - Not covered
Ayush Treatment - Not covered
Modern Treatment - Not covered
E Consultation - Not covered
Air Ambulance - Covered
Global Coverage - Covered
Claim Ratio 96 97
Solvency Ratio 1.88 1.74
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Aditya Birla Cancer Health Insurance Plan

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