Future Generali Health Powher vs Yuva Bharat Policy Health Insurance Plan 2026 | PolicyX

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Don't be just another number: Embrace the power of Health PowHER!

Health PowHER is more than just an ordinary health insurance plan. It is specially curated after thoughtfully analyzing health issues in women, covering more than standard in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups.

This female-centric plan safeguards women against all kinds of external, internal, physical, and hormonal imbalances. Major features include preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers.

This policy encourages women to own their healthcare requirements rather than fitting into a family policy taken by a father, husband, or children.

Below, we discuss the eligibility criteria, benefits, coverage specifications, claim procedures, and much more about the Future Generali Health PowHER plan.

PLAN DETAILS

Future Generali Health Powher

Yuva Bharat Policy

Product Type Women Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders
  • 3 plan variants
  • 5 to 50 L SI
  • Auto top-up
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10000 3000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Available
Plan Entry Age Child: Day 1 - 25 Years, Adult: 18 - 65 Years Min- 91 days, Max- 45 years
Plan Premium Entry Age and S/A 8436 4712
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium 8436 4712
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1/2/3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Not Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 95.5 90.73
Solvency Ratio 1.96 1.91
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