Max Bupa Critical Illness vs Yuva Bharat Policy Health Insurance Plan 2026

Know More About Plans

Niva Bupa Critical Illness plans provide a lump-sum payout upon diagnosis of specified life-threatening conditions like cancer, heart attack, or stroke. These plans offer crucial financial assistance for expensive treatments and other related costs, allow

PLAN DETAILS

Max Bupa Critical Illness

Yuva Bharat Policy

Product Type	Critical Illness Health Insurance	Individual and Family Health Insurance
Key Features (Key features of the plan)	Features and Benefits Eligibility and Coverage Need For Critical Illness Plans?	3 plan variants 5 to 50 L SI Auto top-up
OPD Details (In some policies, OPD (Out patient department) expenses are also covered.)	-	Covered
Room Rent (A limit of room rent cover during hospitalization if any)	-	Covered
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home)	-	Not Covered
Pre-hospitalization (Expenses before the insured is hospitalized)	-	Covered
Post-hospitalization (Expenses after discharge from the hospital)	-	Covered
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)	-	Covered
Hospital_network (Number of Hospital Network in city)	10000	3000
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants)	-	Covered
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc)	-	Covered
Ambulance Charges (Expenses incurred on ambulance charges)	-	Covered
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.)	-	Covered
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period)	-	Covered
Health Checkup (An added benefit of one time full health checkup of policy holder.)	-	Covered
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract)	-	Not Available
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)	-	Available
Plan Entry Age	Min- 18 years, Max- 65 years	Min- 91 days, Max- 45 years
Plan Waiting Period	90 days	30
Plan Coverage	Upto 20 critical illnesses	-
Plan Sample Premium	12,521	4712
Plan Brochure	Brochure URL	-
Policy Term	1, 2, 3 years	1/2/3 Years
ICU Charges	-	Covered
Covid-19 Treatment	-	Covered
Cataract	-	Covered
Automatic Restoration	-	Covered
Ayush Treatment	-	Covered
Modern Treatment	-	Covered
E Consultation	-	Not Covered
Air Ambulance	-	Covered
Global Coverage	-	Not Covered
Claim Ratio	94.4	90.73
Solvency Ratio	3.03	1.91
Recommended Videos	Niva Bupa Health Insurance Plan Detailed Review New India Health Insurance

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Know More About Plans

Compare with Other Plans

Health Insurance Companies

Health Insurance Articles

Talk to India's Top Insurance Advisor