Complete Health Insurance vs Yuva Bharat Policy Health Insurance Plan 2026 | PolicyX

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ICICI Lombard Complete Health Insurance is a comprehensive health insurance plan that caters to almost every healthcare need of an individual and their family. The plan looks after the healthcare needs of its customers by providing complimentary health check-up coupons. Complete Health Insurance by ICICI Lombard comes in 4 variants that allow customers to customize their plan as per their requirements.

In addition to the basic plan, ICICI Lombard Complete Health Insurance allows the policyholder to enhance their coverage by offering several optional covers.

PLAN DETAILS

Complete Health Insurance

Yuva Bharat Policy

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available
  • 3 plan variants
  • 5 to 50 L SI
  • Auto top-up
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10600 3000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Available
Plan Entry Age 3 months Min- 91 days, Max- 45 years
Plan Premium Entry Age and S/A 6033 4712
Plan Waiting Period 30 30
Plan Coverage Hospitalization expenses, pre post hospitalization, daycare treatments, AYUSH treatment, organ donor cover, ambulance expenses -
Plan Sample Premium 6033 4712
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2 years 1/2/3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Not Covered
Air Ambulance Not Covered Covered
Global Coverage Covered Not Covered
Claim Ratio 97.16 90.73
Solvency Ratio 2.69 1.91
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