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Bajaj Critical Illness Plan
3,000
VS
Complete Health Insurance
6033
Bajaj General critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lifestyle, humans are becoming prone to illnesses that were not even named a few decades ago.
Also, the mounting medical costs of critical illness treatment seem to be haunting you until you've not planned your future healthcare with a health insurance policy like Bajaj General that covers critical illnesses of 10 types encouraging you to live a healthy life. Moreover, it helps your family cope with life-threatening illnesses by contributing to financial support.
Additionally, what to expect from the Bajaj General critical illness policy? The standing out features of this insurance policy such as flexibility to optimize your premiums, 100% payout benefit, family coverage, seamless portability benefit, and so on make it more reliant. Rest, the eligibility, benefits, exclusions, and more are discussed on this page.
| PLAN DETAILS |
Bajaj Critical Illness Plan |
Complete Health Insurance |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 10600 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Applicable | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Applicable | Not Covered |
| Plan Entry Age | 18 to 65 Years | 3 months |
| Plan Premium Entry Age and S/A | 3,000 | 6033 |
| Plan Waiting Period | 90 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 3,000 | 6033 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1, 2 years |
| ICU Charges | Not Covered | Covered |
| Covid-19 Treatment | Not Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 99.23 | 97.16 |
| Solvency Ratio | 3.25 | 2.69 |
|
Bajaj Health Insurance ICICI Lombard Health Insurance Review |
||
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