No Spam
No
mis-selling
No pushy
sales
Max Bupa Critical Illness
12,521
VS
Gain Insurance Policy
In today's fast-paced world, health risks, including chronic life-threatening diseases, are rapidly increasing. Critical illnesses can affect anyone, regardless of age, causing significant financial, physical, and emotional distress. Having strong critical illness insurance coverage is crucial because treatment for these diseases is often prolonged and expensive. For such scenarios, insurance providers offer critical illness plans. One such plan is the Niva Bupa Critical Illness policy. This article discusses the features, advantages, and coverage of the Niva Bupa Critical Illness Plan, highlighting why it is a good option for critical illness coverage.
Critical illness insurance provides financial assistance to policyholders upon diagnosis of a life-threatening medical condition that requires substantial funds for treatment. Unlike typical health insurance, critical illness coverage pays out a lump sum amount upon diagnosis of a covered disease or condition. This payment can be used to cover treatment costs, therapies, medical bills, lost wages due to lifestyle changes, and other related expenses.
Applicants must meet the following criteria:
| PLAN DETAILS |
Max Bupa Critical Illness |
Gain Insurance Policy |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Applicable |
| Plan Entry Age | Min- 18 years, Max- 65 years | 18 years to 65 Years |
| Plan Premium Entry Age and S/A | 12,521 | 17700 |
| Plan Waiting Period | 90 days | 30 |
| Plan Coverage | Upto 20 critical illnesses | - |
| Plan Sample Premium | 12,521 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 98 | 99.06 |
| Solvency Ratio | 3.03 | 2.21 |
|
Niva Bupa Health Insurance Plan Detailed Review Star Health Insurance Plan Detailed Review |
||
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
ChatGPT
Claude
Perplexity
